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Highest easy access savings rate: 6.30% AER

365 offers from 72 institutions · Easy access and instant access savings accounts, ranked by AER.

Highest AER

6.30%
Hanley Economic
1 Year Branch Smart Saver · 12 months

recorded 2026-11-01 · source ↗

365 offers72 institutionsmedian 2.25%

Spread of recorded rates

0.0%1.0%2.0%3.0%4.0%5.0%6.0%
01
Hanley Economic
1 Year Branch Smart Saver
Easy access · 12 months · View at bank ↗
6.30 % AERrecorded 2026-11-01
02
Hanley Economic
Smarter Future Saver
Easy access · View at bank ↗
5.50 % AERrecorded 2026-11-01
03
Leeds
Shared Ownership Saver
Easy access · paid annually · View at bank ↗
5.50 % AERrecorded 2026-11-01
04
Chase UK
Round-up account
Easy access · View at bank ↗
5.00 % AERrecorded 2026-11-01
05
Nationwide
FlexOne Saver
Easy access · View at bank ↗
5.00 % AERrecorded 2026-11-01
06
Yorkshire
Loyalty Regular eSaver
Easy access · 1 year · £1–£3,000 · View at bank ↗
4.85 % AERrecorded 2026-11-01
07
Leeds
Home Deposit Saver
Easy access · paid annually · View at bank ↗
4.80 % AERrecorded 2026-11-01
08
Yorkshire
First Home Saver
Easy access · 2 years · £1–£12,000 · View at bank ↗
4.70 % AERrecorded 2026-11-01
09
Yorkshire
First Home eSaver
Easy access · 2 years · £1–£12,000 · View at bank ↗
4.70 % AERrecorded 2026-11-01
10
Oxbury Bank
Easy Access Autumn Account
Easy access · Issue 2 · £1,000–£120,000 · View at bank ↗
4.57 % AERrecorded 2026-11-01
11
Earl Shilton
Bonus One Plus Online
Easy access · up to £250,000 · bonus · View at bank ↗
4.56 % AERrecorded 2026-11-01
12
Zopa Bank
Limited Access pot
Easy access · new customers: 12-month bonus on the first £50,000 · bonus · View at bank ↗
4.56 % AERrecorded 2026-11-01
13
Chase UK
Chase Saver with a boosted rate
Easy access · up to £1m · bonus · View at bank ↗
4.5 % AERrecorded 2026-11-01
14
Earl Shilton
Reward Saver Online
Easy access · up to £250,000 · bonus · View at bank ↗
4.50 % AERrecorded 2026-11-01
15
Family
Premium Saver (7)
Easy access · View at bank ↗
4.35 % AERrecorded 2026-11-01
16
OakNorth Bank
Easy Access Tracker
Easy access · with boost (first 3 months) · £1–£500,000 · promo · View at bank ↗
4.35 % AERrecorded 2026-11-01
17
United Trust Bank
UTB Limited Access Saver Accounts
Easy access · up to 2 withdrawals · £5,000–£150,000 · View at bank ↗
4.30 % AERrecorded 2026-11-01
18
Hanley Economic
Dual Access Saver - Issue 1 (Branch)
Easy access · View at bank ↗
4.27 % AERrecorded 2026-11-01
19
Hanley Economic
Dual Access Saver Issue 2 (Online)
Easy access · View at bank ↗
4.27 % AERrecorded 2026-11-01
20
Coventry
First Home Saver (2)
Easy access · matures 36 months after account opening · View at bank ↗
4.25 % AERrecorded 2026-11-01
21
Ecology
Ecology Single Access Saver
Easy access · up to £500,000 · View at bank ↗
4.25 % AERrecorded 2026-11-01
22
Hanley Economic
Branch Boosted Base Rate Tracker Issue 2
Easy access · tracker · View at bank ↗
4.25 % AERrecorded 2026-11-01
23
Hanley Economic
Online Boosted Base Rate Tracker Issue 2
Easy access · tracker · View at bank ↗
4.25 % AERrecorded 2026-11-01
24
Mansfield
Triple Access Bonus Saver (1st issue)
Easy access · bonus · View at bank ↗
4.25 % AERrecorded 2026-11-01
25
Principality
Online Bonus Triple Access
Easy access · bonus · View at bank ↗
4.25 % AERrecorded 2026-11-01
26
Yorkshire
Regular eSaver
Easy access · 1 year · £1–£3,000 · View at bank ↗
4.25 % AERrecorded 2026-11-01
27
Tesco Bank
Internet Saver
Easy access · up to £1m · bonus · View at bank ↗
4.24 % AERrecorded 2026-11-01
28
Charter Savings Bank
Easy Access - Issue 80
Easy access · interest paid annually · £1–£1m · View at bank ↗
4.21 % AERrecorded 2026-11-01
29
Charter Savings Bank
Easy Access - Issue 80
Easy access · interest paid monthly · £1–£1m · View at bank ↗
4.21 % AERrecorded 2026-11-01
30
Kent Reliance
Limited Access Saver
Easy access · issue 3 · View at bank ↗
4.21 % AERrecorded 2026-11-01
31
Leeds
Online Access Saver
Easy access · paid annually, issue 24 · View at bank ↗
4.20 % AERrecorded 2026-11-01
32
Nottingham
Bonus Access Saver
Easy access · View at bank ↗
4.20 % AERrecorded 2026-11-01
33
Yorkshire
Triple Access eSaver
Easy access · £1–£500,000 · View at bank ↗
4.20 % AERrecorded 2026-11-01
34
Hampshire Trust Bank
Easy Access Online Saver
Easy access · issue 36 · up to £250,000 · View at bank ↗
4.18 % AERrecorded 2026-11-01
35
Kent Reliance
Demelza Children's Savings Account
Easy access · issue 11 · View at bank ↗
4.18 % AERrecorded 2026-11-01
36
Earl Shilton
Charity Bonus Saver Online
Easy access · up to £500,000 · bonus · View at bank ↗
4.16 % AERrecorded 2026-11-01
37
Cynergy Bank
Online Easy Access Account
Easy access · issue 103 · bonus · View at bank ↗
4.15 % AERrecorded 2026-11-01
38
Family
Online Saver (12)
Easy access · View at bank ↗
4.15 % AERrecorded 2026-11-01
39
Manchester
Manchester Rainy Day Saver
Easy access · With 1 or less withdrawals · View at bank ↗
4.15 % AERrecorded 2026-11-01
40
Shawbrook Bank
Bonus Easy Access Savings Account
Easy access · bonus · View at bank ↗
4.13 % AERrecorded 2026-11-01
41
Vanquis Bank
Triple Access Saver Account
Easy access · issue 4, up to 3 withdrawals · View at bank ↗
4.08 % AERrecorded 2026-11-01
42
Swansea
Young Saver
Easy access · View at bank ↗
4.07 % AERrecorded 2026-11-01
43
Harpenden
Online Single Access (Issue 3)
Easy access · if 1 or fewer withdrawals are made per calendar year · View at bank ↗
4.06 % AERrecorded 2026-11-01
44
Family
Market Tracker Saver (1)
Easy access · tracker · View at bank ↗
4.05 % AERrecorded 2026-11-01
45
Hodge Bank
Easy Access
Easy access · up to £250,000 · View at bank ↗
4.01 % AERrecorded 2026-11-01
46
Coventry
Young Saver
Easy access · View at bank ↗
4.00 % AERrecorded 2026-11-01
47
Principality
First Home Steps Account
Easy access · View at bank ↗
4.00 % AERrecorded 2026-11-01
48
Santander UK
First Home Saver
Easy access · Issue 1 · 2 or fewer withdrawals in the calendar month · View at bank ↗
4.00 % AERrecorded 2026-11-01
49
Starling Bank
Easy Saver
Easy access · bonus rate: up to £25k, first 6 months · bonus · View at bank ↗
4.00 % AERrecorded 2026-11-01
50
Barclays
Rainy Day Saver
Easy access · on the first £5,000 · View at bank ↗
3.96 % AERrecorded 2026-11-01
51
Mobilize (RCI Bank UK)
Freedom Savings Account
Easy access · £100–£250,000 · View at bank ↗
3.95 % AERrecorded 2026-11-01
52
Buckinghamshire
Bucks Easy Access Tracker
Easy access · View at bank ↗
3.90 % AERrecorded 2026-11-01
53
Chorley
Regional Flexible Junior Saver
Easy access · View at bank ↗
3.90 % AERrecorded 2026-11-01
54
Dudley
Easy Access Saver Online Issue 11 - 1400
Easy access · balances £1,000+ · View at bank ↗
3.90 % AERrecorded 2026-11-01
55
Dudley
Easy Access Saver Online (Monthly) Issue 5 - 1401
Easy access · balances £1,000+ · View at bank ↗
3.90 % AERrecorded 2026-11-01
56
Saffron
Small Saver (Issue 2)
Easy access · View at bank ↗
3.90 % AERrecorded 2026-11-01
57
Skipton
Two Access Saver
Easy access · View at bank ↗
3.90 % AERrecorded 2026-11-01
58
Shawbrook Bank
Easy Access Plus
Easy access · View at bank ↗
3.88 % AERrecorded 2026-11-01
59
Close Brothers Savings
Easy Access Account
Easy access · £10,000–£2m · View at bank ↗
3.85 % AERrecorded 2026-11-01
60
Harpenden
Hart Saver account (Issue 1)
Easy access · View at bank ↗
3.81 % AERrecorded 2026-11-01
61
Chorley
Online Saver (Triple Access)
Easy access · View at bank ↗
3.80 % AERrecorded 2026-11-01
62
Chetwood Bank
Easy Access
Easy access · View at bank ↗
3.78 % AERrecorded 2026-11-01
63
Buckinghamshire
Online Single Access Saver
Easy access · View at bank ↗
3.76 % AERrecorded 2026-11-01
64
Aldermore Bank
Double Access Account Issue 11
Easy access · up to two withdrawals · View at bank ↗
3.75 % AERrecorded 2026-11-01
65
Cumberland
First Home Saver
Easy access · View at bank ↗
3.75 % AERrecorded 2026-11-01
66
Earl Shilton
Bonus One
Easy access · up to £85,000 · bonus · View at bank ↗
3.75 % AERrecorded 2026-11-01
67
HSBC UK
MySavings
Easy access · Balances up to £3,000 · View at bank ↗
3.75 % AERrecorded 2026-11-01
68
Kent Reliance
Easy Access Savings Account
Easy access · issue 16 · View at bank ↗
3.75 % AERrecorded 2026-11-01
69
Kent Reliance
Monthly Income Saver
Easy access · issue 1 · View at bank ↗
3.75 % AERrecorded 2026-11-01
70
NS&I
Direct Saver
Easy access · £1–£2m · View at bank ↗
3.75 % AERrecorded 2026-11-01
71
NS&I
Direct Saver
Easy access · from £1 · View at bank ↗
3.75 % AERrecorded 2026-11-01
72
NS&I
Income Bonds
Easy access · from £500 · View at bank ↗
3.75 % AERrecorded 2026-11-01
73
Secure Trust Bank
Access Account
Easy access · issue 31 · View at bank ↗
3.75 % AERrecorded 2026-11-01
74
United Trust Bank
UTB Easy Access Account
Easy access · £5,000–£150,000 · View at bank ↗
3.75 % AERrecorded 2026-11-01
75
Yorkshire
Rainy Day Account Issue 2
Easy access · balance £1 to £10,000 · View at bank ↗
3.75 % AERrecorded 2026-11-01
76
Danske Bank UK
Junior Savings
Easy access · View at bank ↗
3.65 % AERrecorded 2026-11-01
77
Danske Bank UK
Danske Discovery Savings
Easy access · View at bank ↗
3.65 % AERrecorded 2026-11-01
78
Furness
Double Access Saver (Issue 2)
Easy access · up to £250,000 · View at bank ↗
3.65 % AERrecorded 2026-11-01
79
Skipton
Children's Saver
Easy access · View at bank ↗
3.65 % AERrecorded 2026-11-01
80
Skipton
Four Access Saver
Easy access · View at bank ↗
3.65 % AERrecorded 2026-11-01
81
Yorkshire
Easy Access Saver Issue 4
Easy access · £1–£500,000 · View at bank ↗
3.65 % AERrecorded 2026-11-01
82
Dudley
Branch Instant Access Saver - 1075
Easy access · balances £1,000+ · View at bank ↗
3.60 % AERrecorded 2026-11-01
83
Earl Shilton
Young Saver
Easy access · up to £10,000 · View at bank ↗
3.60 % AERrecorded 2026-11-01
84
Family
Junior Saver (2)
Easy access · rate range 3.35% to 3.60%, upper figure · View at bank ↗
3.60 % AERrecorded 2026-11-01
85
Hanley Economic
Member Loyalty Saver 1
Easy access · View at bank ↗
3.60 % AERrecorded 2026-11-01
86
Yorkshire
Childrens Saver
Easy access · £1–£100,000 · View at bank ↗
3.55 % AERrecorded 2026-11-01
87
Swansea
First Adult Saver Account
Easy access · View at bank ↗
3.53 % AERrecorded 2026-11-01
88
Chorley
Easy Access Saver (1 Withdrawal)
Easy access · View at bank ↗
3.50 % AERrecorded 2026-11-01
89
Coventry
5 Access Saver (5)
Easy access · View at bank ↗
3.50 % AERrecorded 2026-11-01
90
Monmouthshire
Access Bonus Account
Easy access · View at bank ↗
3.50 % AERrecorded 2026-11-01
91
Monmouthshire
Mortgage Customer Saver
Easy access · View at bank ↗
3.50 % AERrecorded 2026-11-01
92
Teachers
Double Access Savings for Everyone (issue 1)
Easy access · up to £100,000 · View at bank ↗
3.50 % AERrecorded 2026-11-01
93
The Co-operative Bank
Base Rate Tracker Savings Account
Easy access · eligible current account · interest annually · from £100,000 · tracker · View at bank ↗
3.50 % AERrecorded 2026-11-01
94
Ulster Bank (Northern Ireland)
Loyalty Saver
Easy access · £5,000+ · View at bank ↗
3.50 % AERrecorded 2026-11-01
95
Zopa Bank
Limited Access pot
Easy access · existing customers, or savings above £50,000 · View at bank ↗
3.50 % AERrecorded 2026-11-01
96
Ecology
Eco Double Access Saver Account - Annual Interest
Easy access · up to £500,000 · View at bank ↗
3.45 % AERrecorded 2026-11-01
97
Ecology
Eco Double Access Saver Account - Monthly Interest
Easy access · up to £500,000 · View at bank ↗
3.45 % AERrecorded 2026-11-01
98
Newcastle
Newcastle Double Access Saver (Issue 6)
Easy access · With 2 or less withdrawals · View at bank ↗
3.45 % AERrecorded 2026-11-01
99
Harpenden
Online Instant Access (Issue 3)
Easy access · View at bank ↗
3.40 % AERrecorded 2026-11-01
100
Tandem Bank
Instant Access Saver
Easy access · no term · View at bank ↗
3.40 % AERrecorded 2026-11-01
101
Vernon
Triple Access
Easy access · View at bank ↗
3.40 % AERrecorded 2026-11-01
102
Dudley
1 Access Bonus Saver - 1214
Easy access · excluding bonus, balances £1,000+ · View at bank ↗
3.35 % AERrecorded 2026-11-01
103
Family
Junior Saver (2)
Easy access · rate range 3.35% to 3.60%, lower figure · View at bank ↗
3.35 % AERrecorded 2026-11-01
104
first direct
Bonus Savings Account
Easy access · bonus rate, balances up to £50,000 · bonus · View at bank ↗
3.35 % AERrecorded 2026-11-01
105
Nottingham
For Their Future
Easy access · View at bank ↗
3.35 % AERrecorded 2026-11-01
106
Principality
Gift Saver
Easy access · View at bank ↗
3.35 % AERrecorded 2026-11-01
107
Principality
Dylan Advanced Saver
Easy access · View at bank ↗
3.35 % AERrecorded 2026-11-01
108
Principality
Branch 5 Access Bonus Saver
Easy access · bonus · View at bank ↗
3.35 % AERrecorded 2026-11-01
109
Nationwide
1 Year Triple Access Saver
Easy access · 1 year · View at bank ↗
3.30 % AERrecorded 2026-11-01
110
Newbury
Existing Member Account
Easy access · from £1 · View at bank ↗
3.30 % AERrecorded 2026-11-01
111
Skipton
Six Access Saver
Easy access · View at bank ↗
3.30 % AERrecorded 2026-11-01
112
The Co-operative Bank
Select Access Saver 5
Easy access · If you make 2 withdrawals or less per calendar year · interest annually · from £1 · View at bank ↗
3.28 % AERrecorded 2026-11-01
113
Oxbury Bank
Personal Easy Access Account
Easy access · Issue 2 · £1,000–£500,000 · View at bank ↗
3.27 % AERrecorded 2026-11-01
114
Furness
Pocket Money Saver
Easy access · View at bank ↗
3.25 % AERrecorded 2026-11-01
115
Hanley Economic
Limited Access Saver
Easy access · View at bank ↗
3.25 % AERrecorded 2026-11-01
116
Leeds
Young Saver
Easy access · paid annually · View at bank ↗
3.25 % AERrecorded 2026-11-01
117
Scottish
Saver Plus
Easy access · View at bank ↗
3.25 % AERrecorded 2026-11-01
118
Scottish
E-Saver Plus
Easy access · View at bank ↗
3.25 % AERrecorded 2026-11-01
119
The Co-operative Bank
Base Rate Tracker Savings Account
Easy access · no eligible current account · interest annually · from £100,000 · tracker · View at bank ↗
3.25 % AERrecorded 2026-11-01
120
Vanquis Bank
Easy Access Account
Easy access · issue 10 · View at bank ↗
3.25 % AERrecorded 2026-11-01

Showing 120 of 365. All rows: JSON.

Regular savers

These pay their rate on fixed monthly deposits (for example £25 to £300 a month), so the balance earning it stays small. Listed apart from the ranking above.

01
The Co-operative Bank
Regular Saver
Easy access · interest annually · from £1 · View at bank ↗
7.00 % AERrecorded 2026-11-01
02
Nationwide
Flex Regular Saver
Easy access · 1 year · View at bank ↗
6.50 % AERrecorded 2026-11-01
03
Earl Shilton
Monthly Saver
Easy access · 12 month term · View at bank ↗
6.00 % AERrecorded 2026-11-01
04
Harpenden
18-30 Regular Saver (Issue 1)
Easy access · View at bank ↗
6.00 % AERrecorded 2026-11-01
05
Monmouthshire
St David's Hospice Care Regular Saver
Easy access · View at bank ↗
6.00 % AERrecorded 2026-11-01
06
Manchester
Manchester Regular Saver (Issue 2)
Easy access · introductory · View at bank ↗
5.75 % AERrecorded 2026-11-01
07
Newcastle
Newcastle Regular Saver (Issue 2)
Easy access · promo · View at bank ↗
5.75 % AERrecorded 2026-11-01
08
Skipton
Member Regular Saver
Easy access · View at bank ↗
5.75 % AERrecorded 2026-11-01
09
Vernon
Online Regular Saver
Easy access · View at bank ↗
5.75 % AERrecorded 2026-11-01
10
Manchester
Manchester Regular Saver (Issue 1)
Easy access · introductory · View at bank ↗
5.40 % AERrecorded 2026-11-01
11
NatWest
Digital Regular Saver
Easy access · £1 – £5,000 · View at bank ↗
5.25 % AERrecorded 2026-11-01
12
Royal Bank of Scotland
Digital Regular Saver
Easy access · £1 – £5,000 · View at bank ↗
5.25 % AERrecorded 2026-11-01
13
Kent Reliance
Regular Savings Account
Easy access · issue 12 · View at bank ↗
5.10 % AERrecorded 2026-11-01
14
Monmouthshire
Regular Saver
Easy access · View at bank ↗
5.00 % AERrecorded 2026-11-01
15
Monzo
Savings Challenge
Easy access · Extra £3 a month · bonus · View at bank ↗
5 % AERrecorded 2026-11-01
16
Monzo
Savings Challenge
Easy access · Perks £9 a month · bonus · View at bank ↗
5 % AERrecorded 2026-11-01
17
Monzo
Savings Challenge
Easy access · Max from £19 a month · bonus · View at bank ↗
5 % AERrecorded 2026-11-01
18
TSB
Monthly Saver
Easy access · 5.00% AER (fixed) 12 month term · fixed · View at bank ↗
5.00 % AERrecorded 2026-11-01
19
Yorkshire
Loyalty Regular Saver
Easy access · 1 year · £1–£3,000 · View at bank ↗
4.85 % AERrecorded 2026-11-01
20
Newcastle
First Home Regular Saver
Easy access · promo · View at bank ↗
4.80 % AERrecorded 2026-11-01
21
Leeds
Regular Saver
Easy access · paid annually, issue 83 · View at bank ↗
4.45 % AERrecorded 2026-11-01
22
Cumberland
Cumberland Regular Saver
Easy access · View at bank ↗
4.25 % AERrecorded 2026-11-01
23
Yorkshire
Regular Saver
Easy access · 1 year · £1–£3,000 · View at bank ↗
4.25 % AERrecorded 2026-11-01
24
Aldermore Bank
Regular Saver Account Issue 3
Easy access · View at bank ↗
4.20 % AERrecorded 2026-11-01
25
Swansea
Regular Monthly Saver
Easy access · View at bank ↗
4.07 % AERrecorded 2026-11-01
26
Coventry
Regular Saver (6)
Easy access · matures 12 months after account opening · View at bank ↗
4.00 % AERrecorded 2026-11-01
27
Skipton
Young Regular Saver
Easy access · View at bank ↗
4.00 % AERrecorded 2026-11-01
28
Saffron
Ladybird Regular Saver
Easy access · View at bank ↗
3.95 % AERrecorded 2026-11-01
29
Furness
1 Year Regular Saver
Easy access · 12 months · fixed · View at bank ↗
3.75 % AERrecorded 2026-11-01
30
Vernon
Young Regular Saver
Easy access · View at bank ↗
3.75 % AERrecorded 2026-11-01

Quoted on another basis

These rates are quoted as rate, gross, expected profit, so they are not ranked against AER.

01
Dudley
1 Access Bonus Saver - 1214
Easy access · including bonus, balances £1,000+ · bonus · View at bank ↗
4.25 % raterecorded 2026-11-01
02
Saffron
Enviro Saver Account (Issue 5)
Easy access · up to £500,000 · View at bank ↗
4.00 % grossrecorded 2026-11-01
03
Swansea
Online Instant Access Saver
Easy access · View at bank ↗
4.00 % raterecorded 2026-11-01
04
Dudley
2 Access Bonus Saver Issue 2 - 1161
Easy access · including bonus, balances £1,000+ · bonus · View at bank ↗
3.75 % raterecorded 2026-11-01
05
Swansea
Instant Access Saver
Easy access · View at bank ↗
3.25 % raterecorded 2026-11-01
06
Al Rayan Bank
Everyday Saver (Issue 3)
Easy access · from £10,000 · View at bank ↗
2.75 % expected profitrecorded 2026-11-01
07
Gatehouse Bank
Easy Access Account
Easy access · View at bank ↗
2.65 % expected profitrecorded 2026-11-01
08
QIB (UK)
Instant Savings Account
Easy access · View at bank ↗
1.75 % expected profitrecorded 2026-11-01
09
Dudley
Instant Tracker - 112
Easy access · balances £500+ · View at bank ↗
0.90 % raterecorded 2026-11-01
10
Saffron
Easy Access Maturity account
Easy access · up to £1m · View at bank ↗
0.70 % grossrecorded 2026-11-01
Ask your AI. No sign-up. MCP and JSON for every rate on this site.
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Questions

What is the best easy access savings rate in the UK right now?

Hanley Economic 1 Year Branch Smart Saver (12 months) at 6.30% AER, recorded 1 Nov 2026. RateSonar compared 365 offers from 72 institutions on the same basis.

Are these rates current?

Each row shows the date RateSonar last recorded it from the bank's page. Pages are captured twice a day; a row that could not be refreshed keeps its last recorded date and drops out of the ranking after three days.