Harpenden rates: up to 6.00% AER
building society · FRN 157260 · www.harpendenbs.co.uk
Easy access
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 18-30 Regular Saver (Issue 1) | 6.00% | AER | 2026-11-01 | since 2026-11-01 | ||
| Hart Saver account (Issue 1) | 3.81% | AER | 2026-11-01 | since 2026-11-01 | ||
| Instant Access Account (Issue 2) | 1.40% | AER | 2026-11-01 | since 2026-11-01 | ||
| Instant Access Trust Account (Issue 1) | 1.55% | AER | 2026-11-01 | since 2026-11-01 | ||
| Online Instant Access (Issue 3) | 3.40% | AER | 2026-11-01 | since 2026-11-01 | ||
| Online Single Access (Issue 3) | if 1 or fewer withdrawals are made per calendar year | 4.06% | AER | 2026-11-01 | since 2026-11-01 | |
| Online Single Access (Issue 3) | if 2 or more withdrawals are made per calendar year | 1.35% | AER | 2026-11-01 | since 2026-11-01 | |
| Young Savers Instant Access (Issue 1) | 2.75% | AER | 2026-11-01 | since 2026-11-01 |
Fixed rate bonds
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 1 Year Fixed Rate Bond (Issue 10) – 30.11.2027 | matures 30.11.2027 · 1 year · up to £1m · fixed | 4.65% | AER | 2026-11-01 | since 2026-11-01 | |
| 2 Year Fixed Rate Bond (Issue 15) – 30.11.2028 | matures 30.11.2028 · 2 years · up to £1m · fixed | 4.85% | AER | 2026-11-01 | since 2026-11-01 | |
| 5 Year Fixed Rate Bond (Issue 2) – 30.11.2031 | matures 30.11.2031 · 5 years · up to £1m · fixed | 4.95% | AER | 2026-11-01 | since 2026-11-01 |
Notice accounts
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 35 Days' Notice Trust Account (Issue 1) | 35 days' notice | 1.95% | AER | 2026-11-01 | since 2026-11-01 | |
| 90 Days' Notice (Issue 3) | 90 days' notice | 4.04% | AER | 2026-11-01 | since 2026-11-01 |
Cash ISAs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 90 Days' Notice ISA (Issue 1) | 90 days' notice | 4.04% | AER | 2026-11-01 | since 2026-11-01 | |
| Cash ISA (Issue 2) | 1.35% | AER | 2026-11-01 | since 2026-11-01 | ||
| Hart ISA (Issue 1) | 3.86% | AER | 2026-11-01 | since 2026-11-01 | ||
| Online ISA (Issue 4) | 3.40% | AER | 2026-11-01 | since 2026-11-01 | ||
| Online Single Access ISA (Issue 3) | if 1 or fewer withdrawals are made per calendar year | 4.06% | AER | 2026-11-01 | since 2026-11-01 | |
| Online Single Access ISA (Issue 3) | if 2 or more withdrawals are made per calendar year | 1.35% | AER | 2026-11-01 | since 2026-11-01 | |
| 1 Year Fixed Rate Cash ISA (Issue 2) – 30.11.2027 | matures 30.11.2027 · 1 year · fixed | 4.65% | AER | 2026-11-01 | since 2026-11-01 | |
| Hart 1 Year Fixed Rate Cash ISA (Issue 3) – 30.11.2027 | matures 30.11.2027 · 1 year · fixed | 4.70% | AER | 2026-11-01 | since 2026-11-01 | |
| 2 Year Fixed Rate Cash ISA (Issue 9) – 30.11.2028 | matures 30.11.2028 · 2 years · fixed | 4.85% | AER | 2026-11-01 | since 2026-11-01 | |
| 5 Year Fixed Rate Cash ISA (Issue 2) – 30.11.2031 | matures 30.11.2031 · 5 years · fixed | 4.95% | AER | 2026-11-01 | since 2026-11-01 |
Business savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 35 Days' Notice Business Account (Issue 1) | 35 days' notice | 3.11% | AER | 2026-11-01 | since 2026-11-01 | |
| 95 Days' Notice Business Account (Issue 1) | 95 days' notice | 3.52% | AER | 2026-11-01 | since 2026-11-01 | |
| 2 Year Fixed Rate Business Bond (Issue 4) – 30.11.2028 | matures 30.11.2028 · 2 years · up to £250,000 · fixed | 4.36% | AER | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.harpendenbs.co.uk/savings/ | 2026-11-01 11:41 UTC | ok | fbfa589e93dd |