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Highest current account rate: 2.10% AER

18 offers from 7 institutions · Credit interest on current accounts, from banks' own pages and Open Banking product data.

Highest AER

2.10%

Edge Up current account · from £0.01 to £25000

recorded 2026-11-01 · source ↗

18 offers7 institutionsmedian 1.60%

Spread of recorded rates

01

123 Mini Current Account - In Trust

Current accounts · from £1500 to £2000 · View at bank ↗

3 % AERrecorded 2026-11-01

02

123 Mini Current Account

Current accounts · from £1500 to £2000 · View at bank ↗

3 % AERrecorded 2026-11-01

03

Edge Up current account

Current accounts · from £0.01 to £25000 · View at bank ↗

2.10 % AERrecorded 2026-11-01

04

Private current account (v2)

Current accounts · from £0.01 to £25000 · View at bank ↗

2.10 % AERrecorded 2026-11-01

05

FlexOne

Current accounts · to £1000 · View at bank ↗

2.00 % AERrecorded 2026-11-01

06

123 Mini Current Account - In Trust

Current accounts · from £1000 to £1499.99 · View at bank ↗

2 % AERrecorded 2026-11-01

07

123 Mini Current Account

Current accounts · from £1000 to £1499.99 · View at bank ↗

2 % AERrecorded 2026-11-01

08

Adapt Account

Current accounts · fixed · View at bank ↗

1.60 % AERrecorded 2026-11-01

09

Royal Bank of Scotland

Revolve Account

Current accounts · fixed · View at bank ↗

1.60 % AERrecorded 2026-11-01

10

Ulster Bank (Northern Ireland)

Adapt Account

Current accounts · fixed · View at bank ↗

1.60 % AERrecorded 2026-11-01

11

AIB (NI) / First Trust Bank

Student 12-18

Current accounts · View at bank ↗

1.00 % AERrecorded 2026-11-01

12

AIB (NI) / First Trust Bank

JUNIOR SAVER ACCOUNT

Current accounts · View at bank ↗

1.00 % AERrecorded 2026-11-01

13

FlexDirect

Current accounts · from £0.01 to £1500 · View at bank ↗

1.00 % AERrecorded 2026-11-01

14

123 Mini Current Account - In Trust

Current accounts · to £999.99 · View at bank ↗

1 % AERrecorded 2026-11-01

15

123 Mini Current Account

Current accounts · to £999.99 · View at bank ↗

1 % AERrecorded 2026-11-01

16

Virgin Money M Plus Account

Current accounts · balances up to £1,000, interest paid monthly · View at bank ↗

1.00 % AERrecorded 2026-11-01

17

FlexDirect

Current accounts · from £1500.01 · View at bank ↗

0 % AERrecorded 2026-11-01

18

FlexOne

Current accounts · from £1000.01 · View at bank ↗

0 % AERrecorded 2026-11-01

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Questions

What is the best current account rate in the UK right now?

Santander UK Edge Up current account (from £0.01 to £25000) at 2.10% AER, recorded 1 Nov 2026. RateSonar compared 18 offers from 7 institutions on the same basis.

Are these rates current?

Each row shows the date RateSonar last recorded it from the bank's page. Pages are captured twice a day; a row that could not be refreshed keeps its last recorded date and drops out of the ranking after three days.