These pay their rate on fixed monthly deposits (for example £25 to £300 a month), so the balance earning it stays small. Listed apart from the ranking above.

first direct

Regular Saver

Fixed rate bonds · £25 - £300 per month fixed for 12 months · fixed · View at bank ↗

7.00 % AERrecorded 2026-11-01

Chase UK

Regular Saver

Fixed rate bonds · 1 year · fixed · View at bank ↗

6.50 % AERrecorded 2026-11-01

Market Harborough

Fixed Term Regular Saver (30.11.2027)

Fixed rate bonds · Annual interest · from £10 · fixed · View at bank ↗

5.75 % AERrecorded 2026-11-01

Market Harborough

Junior Fixed Term Regular Saver (30.11.2027)

Fixed rate bonds · Annual interest · from £10 · fixed · View at bank ↗

5.75 % AERrecorded 2026-11-01

Principality

Christmas 2027 Regular Saver

Fixed rate bonds · fixed · View at bank ↗

5.25 % AERrecorded 2026-11-01

Chorley

Regular Saver (31.10.2027)

Fixed rate bonds · 1 year · fixed · View at bank ↗

5.00 % AERrecorded 2026-11-01

Principality

1 Year Regular Saver Bond

Fixed rate bonds · 1 year · fixed · View at bank ↗

4.85 % AERrecorded 2026-11-01

Monzo

Fixed Rate Savings Pot

Fixed rate bonds · Extra £3 a month · fixed · View at bank ↗

4.70 % AERrecorded 2026-11-01

Monzo

Fixed Rate Savings Pot

Fixed rate bonds · Perks £9 a month · fixed · View at bank ↗

4.70 % AERrecorded 2026-11-01

Monzo

Fixed Rate Savings Pot

Fixed rate bonds · Max from £19 a month · fixed · View at bank ↗

4.70 % AERrecorded 2026-11-01

Nottingham

Regular Saver Fixed term until 31/10/2027

Fixed rate bonds · fixed · View at bank ↗

4.25 % AERrecorded 2026-11-01

Penrith

Regular Saver 200 Issue 3 Fixed term account.

Fixed rate bonds · fixed · View at bank ↗

4.25 % AERrecorded 2026-11-01

Principality

3 Year Children's Regular Saver

Fixed rate bonds · 3 years · fixed · View at bank ↗

4.00 % AERrecorded 2026-11-01

Saffron

12 Month Members' Regular Saver (Issue 2)

Fixed rate bonds · 1 year · fixed · View at bank ↗

3.70 % AERrecorded 2026-11-01

Quoted on another basis

These rates are quoted as expected profit, rate, gross, so they are not ranked against AER.

Al Rayan Bank

12 Month Fixed Term Deposit

Fixed rate bonds · 1 year · from £10,000 · fixed · View at bank ↗

5.15 % expected profitrecorded 2026-11-01

NS&I

Green Savings Bonds

Fixed rate bonds · Issue 10 · 3 years · from £100 · fixed · View at bank ↗

4.73 % raterecorded 2026-11-01

Al Rayan Bank

Educate A Child International 36 Month Fixed Term Deposit

Fixed rate bonds · 3 years · from £10,000 · fixed · View at bank ↗

4.55 % expected profitrecorded 2026-11-01

Al Rayan Bank

24 Month Fixed Term Deposit

Fixed rate bonds · 2 years · from £10,000 · fixed · View at bank ↗

4.43 % expected profitrecorded 2026-11-01

Arbuthnot Latham

Fixed Term Deposit Accounts

Fixed rate bonds · 12-month · On balances £3,000,000+ · fixed · View at bank ↗

4.30 % grossrecorded 2026-11-01

Arbuthnot Latham

Fixed Term Deposit Accounts

Fixed rate bonds · 12-month · On balances £100,000 - £2,999,999 · fixed · View at bank ↗

4.25 % grossrecorded 2026-11-01

Gatehouse Bank

1 Year Fixed Term Woodland Saver

Fixed rate bonds · 12 months · fixed · View at bank ↗

4.20 % expected profitrecorded 2026-11-01

Gatehouse Bank

1 Year Fixed Term Community Saver

Fixed rate bonds · 12 months · fixed · View at bank ↗

4.15 % expected profitrecorded 2026-11-01

Arbuthnot Latham

Fixed Term Deposit Accounts

Fixed rate bonds · 6-month · On balances £3,000,000+ · fixed · View at bank ↗

4.05 % grossrecorded 2026-11-01

Arbuthnot Latham

Fixed Term Deposit Accounts

Fixed rate bonds · 6-month · On balances £100,000 - £2,999,999 · fixed · View at bank ↗

4.00 % grossrecorded 2026-11-01

QIB (UK)

Fixed Term Deposit Account

Fixed rate bonds · 12-month fixed term · fixed · View at bank ↗

4.00 % expected profitrecorded 2026-11-01

Gatehouse Bank

4 Year Fixed Term Woodland Saver

Fixed rate bonds · 48 months · fixed · View at bank ↗

3.90 % expected profitrecorded 2026-11-01

Gatehouse Bank

5 Year Fixed Term Woodland Saver

Fixed rate bonds · 60 months · fixed · View at bank ↗

3.90 % expected profitrecorded 2026-11-01

QIB (UK)

Fixed Term Deposit Account

Fixed rate bonds · 9-month fixed term · fixed · View at bank ↗

3.90 % expected profitrecorded 2026-11-01

Gatehouse Bank

18 Month Fixed Term Woodland Saver

Fixed rate bonds · 18 months · fixed · View at bank ↗

3.85 % expected profitrecorded 2026-11-01

Gatehouse Bank

2 Year Fixed Term Woodland Saver

Fixed rate bonds · 24 months · fixed · View at bank ↗

3.85 % expected profitrecorded 2026-11-01

Gatehouse Bank

3 Year Fixed Term Woodland Saver

Fixed rate bonds · 36 months · fixed · View at bank ↗

3.85 % expected profitrecorded 2026-11-01

QIB (UK)

Fixed Term Deposit Account

Fixed rate bonds · 6-month fixed term · fixed · View at bank ↗

3.80 % expected profitrecorded 2026-11-01

Gatehouse Bank

6 Month Fixed Term Woodland Saver

Fixed rate bonds · 6 months · fixed · View at bank ↗

3.75 % expected profitrecorded 2026-11-01

Arbuthnot Latham

Fixed Term Deposit Accounts

Fixed rate bonds · 3-month · On balances £3,000,000+ · fixed · View at bank ↗

3.70 % grossrecorded 2026-11-01

Arbuthnot Latham

Fixed Term Deposit Accounts

Fixed rate bonds · 3-month · On balances £100,000 - £2,999,999 · fixed · View at bank ↗

3.65 % grossrecorded 2026-11-01

QIB (UK)

Fixed Term Deposit Account

Fixed rate bonds · 3-month fixed term · fixed · View at bank ↗

3.65 % expected profitrecorded 2026-11-01

Arbuthnot Latham

Fixed Term Deposit Accounts

Fixed rate bonds · 1-month · On balances £3,000,000+ · fixed · View at bank ↗

3.05 % grossrecorded 2026-11-01

Arbuthnot Latham

Fixed Term Deposit Accounts

Fixed rate bonds · 1-month · On balances £100,000 - £2,999,999 · fixed · View at bank ↗

3.00 % grossrecorded 2026-11-01

Ask your AI. No sign-up. MCP and JSON for every rate on this site.

{"mcpServers":{"ratesonar-uk":{"url":"https://ukrates.ratesonar.com/mcp"}}}API docs

Questions

What is the best fixed rate bond rate in the UK right now?

Chetwood Bank Fixed Rate (5 years) at 5.36% AER, recorded 1 Nov 2026. RateSonar compared 400 offers from 68 institutions on the same basis.

Are these rates current?

Each row shows the date RateSonar last recorded it from the bank's page. Pages are captured twice a day; a row that could not be refreshed keeps its last recorded date and drops out of the ranking after three days.