These pay their rate on fixed monthly deposits (for example £25 to £300 a month), so the balance earning it stays small. Listed apart from the ranking above.

Monzo

Fixed Rate Cash ISA Pot

Cash ISAs · Extra £3 a month · fixed · View at bank ↗

4.70 % AERrecorded 2026-11-01

Monzo

Fixed Rate Cash ISA Pot

Cash ISAs · Perks £9 a month · fixed · View at bank ↗

4.70 % AERrecorded 2026-11-01

Monzo

Fixed Rate Cash ISA Pot

Cash ISAs · Max from £19 a month · fixed · View at bank ↗

4.70 % AERrecorded 2026-11-01

Beverley

Regular Saver Cash ISA

Cash ISAs · with 2.10% 2026 conditional bonus · bonus · View at bank ↗

4.50 % AERrecorded 2026-11-01

Monzo

Select Access Cash ISA Pot

Cash ISAs · Perks £9 a month · View at bank ↗

3.65 % AERrecorded 2026-11-01

Monzo

Select Access Cash ISA Pot

Cash ISAs · Max from £19 a month · View at bank ↗

3.65 % AERrecorded 2026-11-01

Monzo

Instant Access Cash ISA Pot

Cash ISAs · Max from £19 a month · View at bank ↗

3.50 % AERrecorded 2026-11-01

Monzo

Instant Access Cash ISA Pot

Cash ISAs · Perks £9 a month · View at bank ↗

3.25 % AERrecorded 2026-11-01

Monzo

Select Access Cash ISA Pot

Cash ISAs · Extra £3 a month · View at bank ↗

3.15 % AERrecorded 2026-11-01

Monzo

Instant Access Cash ISA Pot

Cash ISAs · Extra £3 a month · View at bank ↗

3.00 % AERrecorded 2026-11-01

Vernon

Regular Saver ISA

Cash ISAs · £0-£24,999 (With bonus) · View at bank ↗

3.00 % AERrecorded 2026-11-01

Buckinghamshire

Chiltern Gold Nuggets Regular Saver Cash ISA

Cash ISAs · View at bank ↗

2.65 % AERrecorded 2026-11-01

Beverley

Regular Saver Cash ISA

Cash ISAs · without conditional bonus · View at bank ↗

2.40 % AERrecorded 2026-11-01

Vernon

Regular Saver ISA

Cash ISAs · Amounts over £25,000 (With bonus) · View at bank ↗

2.35 % AERrecorded 2026-11-01

Vernon

Regular Saver ISA

Cash ISAs · Without bonus · View at bank ↗

2.35 % AERrecorded 2026-11-01

Hanley Economic

Cash ISA - Regular Saver

Cash ISAs · View at bank ↗

1.65 % AERrecorded 2026-11-01

Quoted on another basis

These rates are quoted as rate, expected profit, so they are not ranked against AER.

Swansea

Cash ISA 90 Day Notice

Cash ISAs · 90 days' notice · View at bank ↗

4.00 % raterecorded 2026-11-01

Swansea

Junior ISA

Cash ISAs · View at bank ↗

4.00 % raterecorded 2026-11-01

Gatehouse Bank

1 Year Fixed Term Woodland Cash ISA

Cash ISAs · 12 months · fixed · View at bank ↗

3.75 % expected profitrecorded 2026-11-01

Gatehouse Bank

5 Year Fixed Term Woodland Cash ISA

Cash ISAs · 60 months · fixed · View at bank ↗

3.75 % expected profitrecorded 2026-11-01

Gatehouse Bank

3 Year Fixed Term Woodland Cash ISA

Cash ISAs · 36 months · fixed · View at bank ↗

3.65 % expected profitrecorded 2026-11-01

Gatehouse Bank

4 Year Fixed Term Woodland Cash ISA

Cash ISAs · 48 months · fixed · View at bank ↗

3.65 % expected profitrecorded 2026-11-01

Gatehouse Bank

18 Month Fixed Term Woodland Cash ISA

Cash ISAs · 18 months · fixed · View at bank ↗

3.60 % expected profitrecorded 2026-11-01

Gatehouse Bank

2 Year Fixed Term Woodland Cash ISA

Cash ISAs · 24 months · fixed · View at bank ↗

3.60 % expected profitrecorded 2026-11-01

Swansea

Cash ISA Instant Access

Cash ISAs · View at bank ↗

3.25 % raterecorded 2026-11-01

Gatehouse Bank

Easy Access Cash ISA

Cash ISAs · View at bank ↗

2.60 % expected profitrecorded 2026-11-01

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Questions

What is the best cash ISA rate in the UK right now?

Aldermore Bank 5 Year Fixed Rate Cash ISA at 5.25% AER, recorded 1 Nov 2026. RateSonar compared 404 offers from 65 institutions on the same basis.

Are these rates current?

Each row shows the date RateSonar last recorded it from the bank's page. Pages are captured twice a day; a row that could not be refreshed keeps its last recorded date and drops out of the ranking after three days.