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"rate": "3.30", "basis": "AER", "rateKind": "variable", "conditions": { "minimumDeposit": 50, "withdrawalsPermitted": "Yes", "channel": "Face to Face or by Post" }, "recorded": "2026-11-01", "firstRecorded": "2026-11-01", "lastChanged": "2026-11-01", "status": "active", "restricted": false, "sourceUrl": "https://www.scottishbs.co.uk/savings/", "evidence": { "r2Key": "uk.scottish.savings-rates/2026/11/01/2026-11-01T11-41-27-184Z-00610e41.html", "sha256": "00610e41a737ce3cebb4e438a8c79b7de1fc29949f914a56255e7d42bc4b20c0" } }, { "id": "f607480a1a6f6912e686", "institutionId": "uk.newbury", "institution": "Newbury", "family": "isa", "product": "Junior Cash ISA", "variant": null, "termMonths": null, "minBalance": 50, "maxBalance": null, "currency": "GBP", "rate": "3.15", "basis": "AER", "rateKind": "variable", "conditions": { "rate_gross": "3.15", "withdrawals": "not permitted", "audience": "children" }, "recorded": "2026-11-01", "firstRecorded": "2026-11-01", "lastChanged": "2026-11-01", "status": "active", "restricted": false, "sourceUrl": "https://www.newbury.co.uk/savings/products/", "evidence": { "r2Key": "uk.newbury.savings-products/2026/11/01/2026-11-01T12-01-30-573Z-c2ff21aa.html", "sha256": "c2ff21aa5fb9b945c26596bd24f62ce74b464119f1e90787b410f903594018d0" } }, { "id": "9bfc3334afd68d4ac5b6", "institutionId": "uk.tsb", "institution": "TSB", "family": "isa", "product": "Junior Cash ISA", "variant": "3.15% tax-free/ AER (variable)", "termMonths": null, "minBalance": null, "maxBalance": null, "currency": "GBP", "rate": "3.15", "basis": "AER", "rateKind": "variable", "conditions": { "access": "No withdrawals until the child is 18" }, "recorded": "2026-11-01", "firstRecorded": "2026-11-01", "lastChanged": "2026-11-01", "status": "active", "restricted": false, "sourceUrl": "https://www.tsb.co.uk/savings/compare-savings.html", "evidence": { "r2Key": "uk.tsb.compare-savings/2026/11/01/2026-11-01T12-01-34-759Z-29f3d5eb.html", "sha256": 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"lastChanged": "2026-11-01", "status": "active", "restricted": false, "sourceUrl": "https://www.cumberland.co.uk/savings/compare-all", "evidence": { "r2Key": "uk.cumberland.savings-rates/2026/11/01/2026-11-01T11-41-07-751Z-58cb0b5e.html", "sha256": "58cb0b5e93f61aec018605d2f7df673a2e66fd5355d960b89d1e1fb0f0d7c2c8" } }, { "id": "a219e3c1649f768c7617", "institutionId": "uk.santander", "institution": "Santander UK", "family": "isa", "product": "Junior ISA", "variant": "Issue 2", "termMonths": null, "minBalance": null, "maxBalance": null, "currency": "GBP", "rate": "2.70", "basis": "AER", "rateKind": "variable", "conditions": { "eligibility": "children under 18; no withdrawals until 18", "pageDate": "2026-09-03" }, "recorded": "2026-11-01", "firstRecorded": "2026-11-01", "lastChanged": "2026-11-01", "status": "active", "restricted": true, "sourceUrl": "https://www.santander.co.uk/assets/s3fs-public/AD_documents/Savings_Accounts_Interest_Rates_SAVE0496SEP26PUBCDT.pdf", "evidence": { 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"lastChanged": "2026-11-01", "status": "active", "restricted": false, "sourceUrl": "https://www.chorleybs.co.uk/savings/compare-all", "evidence": { "r2Key": "uk.chorley.savings-rates/2026/11/01/2026-11-01T11-41-03-093Z-261933ce.html", "sha256": "261933cebf07e7147a9ee2f5c731055ed2d0728f365d10750df943bac3a8ffd1" } }, { "id": "d23d3a82c317e311eebd", "institutionId": "uk.buckinghamshire", "institution": "Buckinghamshire", "family": "isa", "product": "Junior Cash ISA", "variant": null, "termMonths": null, "minBalance": null, "maxBalance": null, "currency": "GBP", "rate": "1.40", "basis": "AER", "rateKind": null, "conditions": { "category": "Children's Savings Accounts", "access": "No access until the child's 18th birthday", "access_detail": "Access by post or in branch", "minimumDeposit": 10 }, "recorded": "2026-11-01", "firstRecorded": "2026-11-01", "lastChanged": "2026-11-01", "status": "active", "restricted": false, "sourceUrl": "https://www.bucksbs.co.uk/savings/all/", "evidence": { "r2Key": "uk.buckinghamshire.savings-rates/2026/11/01/2026-11-01T12-51-12-654Z-bc135b8b.html", "sha256": "bc135b8b45b95e5c97a70099311dda99dbc860dbc5f84b817a9c6f30a6cb2e84" } } ], "note": "Recorded from each bank's own public page. Quote `recorded` with every rate. Regular savers (fixed monthly deposits), children's accounts, health savings accounts and 0% lending offers are listed apart from the ranking, as on the site. Not advice." }