Scottish rates: up to 4.75% AER
building society · FRN 206034 · www.scottishbs.co.uk
Easy access
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| E-Saver Plus | 3.25% | AER | 2026-11-01 | since 2026-11-01 | ||
| Instant Access Saver | up to £1m | 2.25% | AER | 2026-11-01 | since 2026-11-01 | |
| Online Saver | 2.25% | AER | 2026-11-01 | since 2026-11-01 | ||
| Saver Plus | 3.25% | AER | 2026-11-01 | since 2026-11-01 |
Fixed rate bonds
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| E-Savings Bond 253 | up to £1m · fixed | 4.61% | AER | 2026-11-01 | since 2026-11-01 | |
| E-Savings Bond 254 | up to £1m · fixed | 4.75% | AER | 2026-11-01 | since 2026-11-01 | |
| Savings Bond 253 | up to £1m · fixed | 4.61% | AER | 2026-11-01 | since 2026-11-01 | |
| Savings Bond 254 | up to £1m · fixed | 4.75% | AER | 2026-11-01 | since 2026-11-01 |
Cash ISAs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Cash ISA | 2.35% | AER | 2026-11-01 | since 2026-11-01 | ||
| E-ISA | 2.35% | AER | 2026-11-01 | since 2026-11-01 | ||
| Junior ISA | 3.30% | AER | 2026-11-01 | since 2026-11-01 | ||
| Single Access Cash E-ISA | 3.65% | AER | 2026-11-01 | since 2026-11-01 | ||
| Single Access Cash ISA | 3.65% | AER | 2026-11-01 | since 2026-11-01 | ||
| 1 Year Fixed Rate E-ISA - Issue 115 | 1 year · fixed | 4.61% | AER | 2026-11-01 | since 2026-11-01 | |
| 1 Year Fixed Rate ISA - Issue 115 | 1 year · fixed | 4.61% | AER | 2026-11-01 | since 2026-11-01 | |
| 2 Year Fixed Rate E-ISA - Issue 116 | 2 years · fixed | 4.75% | AER | 2026-11-01 | since 2026-11-01 | |
| 2 Year Fixed Rate ISA - Issue 116 | 2 years · fixed | 4.75% | AER | 2026-11-01 | since 2026-11-01 |
Business savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Client Account Online | 1.35% | AER | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.scottishbs.co.uk/savings/ | 2026-11-01 11:41 UTC | ok | 00610e41a737 |