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Highest business savings rate: 5.20% AER

77 offers from 18 institutions · Business savings accounts, ranked by AER.

Highest AER

5.20%

Close Brothers Savings

Business Fixed Term Deposit · 3 Year · £100,000–£5m · fixed

recorded 2026-11-01 · source ↗

77 offers18 institutionsmedian 3.76%

Spread of recorded rates

01

Close Brothers Savings

Business Fixed Term Deposit

Business savings · 3 Year · £100,000–£5m · fixed · View at bank ↗

5.20 % AERrecorded 2026-11-01

02

Close Brothers Savings

Business Fixed Term Deposit

Business savings · 4 Year · £100,000–£5m · fixed · View at bank ↗

5.20 % AERrecorded 2026-11-01

03

Close Brothers Savings

Business Fixed Term Deposit

Business savings · 5 Year · £100,000–£5m · fixed · View at bank ↗

5.20 % AERrecorded 2026-11-01

04

Close Brothers Savings

Business Fixed Term Deposit

Business savings · 2 Year · £100,000–£5m · fixed · View at bank ↗

5.15 % AERrecorded 2026-11-01

05

Business 2 Year Bond Account

Business savings · Issue 1 · 2 years · £1,000–£1m · fixed · View at bank ↗

5.13 % AERrecorded 2026-11-01

06

Farm Business 2 Year Bond Account

Business savings · Issue 6 · 2 years · £1,000–£1m · fixed · View at bank ↗

5.13 % AERrecorded 2026-11-01

07

Close Brothers Savings

Business Fixed Term Deposit

Business savings · 18 Month · £100,000–£5m · fixed · View at bank ↗

5.10 % AERrecorded 2026-11-01

08

Close Brothers Savings

Business Fixed Term Deposit

Business savings · 1 Year · £100,000–£5m · fixed · View at bank ↗

4.90 % AERrecorded 2026-11-01

09

1 Year Fixed

Business savings · 1 year · £1,000–£250,000 · fixed · View at bank ↗

4.88 % AERrecorded 2026-11-01

10

2 Year Fixed

Business savings · 2 years · £1,000–£250,000 · fixed · View at bank ↗

4.85 % AERrecorded 2026-11-01

11

State Bank of India (UK)

Business Fixed Deposit Account (GBP)

Business savings · One Year · £10,000–£2m · fixed · View at bank ↗

4.80 % AERrecorded 2026-11-01

12

State Bank of India (UK)

Business Fixed Deposit Account (GBP)

Business savings · Two Years · £10,000–£2m · fixed · View at bank ↗

4.80 % AERrecorded 2026-11-01

13

State Bank of India (UK)

Business Fixed Deposit Account (GBP)

Business savings · Three Years · £10,000–£2m · fixed · View at bank ↗

4.80 % AERrecorded 2026-11-01

14

State Bank of India (UK)

Business Fixed Deposit Account (GBP)

Business savings · Five Years · £10,000–£2m · fixed · View at bank ↗

4.70 % AERrecorded 2026-11-01

15

Market Harborough

Business Fixed Term Bond 02 (31.01.2029)

Business savings · Interest paid annually · from £10,000 · fixed · View at bank ↗

4.60 % AERrecorded 2026-11-01

16

Market Harborough

Business Fixed Term Bond 03 (31.01.2029)

Business savings · Interest paid monthly · from £10,000 · fixed · View at bank ↗

4.60 % AERrecorded 2026-11-01

17

2 Year Fixed Rate Business Bond (Issue 4) – 30.11.2028

Business savings · matures 30.11.2028 · 2 years · up to £250,000 · fixed · View at bank ↗

4.36 % AERrecorded 2026-11-01

18

Business 2 Year Fixed Rate Bond (Issue 1)

Business savings · 2 years · £10,000–£1m · fixed · View at bank ↗

4.35 % AERrecorded 2026-11-01

19

Business 1 Year Fixed Rate Bond (Issue 4)

Business savings · 1 year · £10,000–£1m · fixed · View at bank ↗

4.30 % AERrecorded 2026-11-01

20

Business Bonus Saver - Limited Edition (Issue 3)

Business savings · up to £5m · View at bank ↗

4.17 % AERrecorded 2026-11-01

21

Business savings account

Business savings · issue 27 · View at bank ↗

4.15 % AERrecorded 2026-11-01

22

Business 6 Month Fixed Rate Bond (Issue 1)

Business savings · 6 months · £10,000–£1m · fixed · View at bank ↗

4.15 % AERrecorded 2026-11-01

23

Savings Pot

Business savings · up to, with boosts · bonus · View at bank ↗

4.08 % AERrecorded 2026-11-01

24

Unity Trust Bank

12-Month Fixed Term Account

Business savings · 1 year · fixed · View at bank ↗

4.06 % AERrecorded 2026-11-01

25

Farm Business 3 Month Bond Account

Business savings · Issue 10 · 3 months · £1,000–£1m · fixed · View at bank ↗

4.01 % AERrecorded 2026-11-01

26

12-month fixed-rate

Business savings · 1 year · fixed · View at bank ↗

4.00 % AERrecorded 2026-11-01

27

Business 1 Year Fixed Interest Fixed Term

Business savings · 1 year · fixed · View at bank ↗

4.00 % AERrecorded 2026-11-01

28

Business 3 Month Bond Account

Business savings · Issue 1 · 3 months · £1,000–£1m · fixed · View at bank ↗

4.00 % AERrecorded 2026-11-01

29

One Year Business Bond

Business savings · 1 year · up to £5m · fixed · View at bank ↗

3.95 % AERrecorded 2026-11-01

30

Two Year Business Bond

Business savings · 2 years · up to £5m · fixed · View at bank ↗

3.90 % AERrecorded 2026-11-01

31

6-month fixed-rate

Business savings · 6 months · fixed · View at bank ↗

3.86 % AERrecorded 2026-11-01

32

Unity Trust Bank

6-Month Fixed Term Account

Business savings · 6 months · fixed · View at bank ↗

3.85 % AERrecorded 2026-11-01

33

Business 90 Day Notice

Business savings · 90 days' notice · View at bank ↗

3.82 % AERrecorded 2026-11-01

34

24-month fixed-rate

Business savings · 2 years · fixed · View at bank ↗

3.80 % AERrecorded 2026-11-01

35

Farm Yield 90 Day Notice Tracker 2

Business savings · £1,000–£85,000 · 90 days' notice · View at bank ↗

3.80 % AERrecorded 2026-11-01

36

Business Yield 90 Day Notice Tracker 2

Business savings · £1,000–£85,000 · 90 days' notice · View at bank ↗

3.79 % AERrecorded 2026-11-01

37

Farm Yield 60 Day Notice Tracker 2

Business savings · £1,000–£85,000 · 60 days' notice · View at bank ↗

3.78 % AERrecorded 2026-11-01

38

Business Yield 60 Day Notice Tracker 2

Business savings · £1,000–£85,000 · 60 days' notice · View at bank ↗

3.77 % AERrecorded 2026-11-01

39

Farm Yield 35 Day Notice Tracker 1

Business savings · £1,000–£85,000 · 35 days' notice · View at bank ↗

3.76 % AERrecorded 2026-11-01

40

Business Yield 35 Day Notice Tracker 1

Business savings · £1,000–£85,000 · 35 days' notice · View at bank ↗

3.75 % AERrecorded 2026-11-01

41

Market Harborough

Business, Charity and Club 90 Day Notice Account

Business savings · Interest paid annually · from £5,000 · 90 days' notice · View at bank ↗

3.60 % AERrecorded 2026-11-01

42

Triodos Bank UK

Triodos Fixed Term Deposit Accounts

Business savings · 6 months or 1 year · fixed · View at bank ↗

3.60 % AERrecorded 2026-11-01

43

95 Day Notice

Business savings · Issue 4 · £1,000–£250,000 · 95 days' notice · View at bank ↗

3.55 % AERrecorded 2026-11-01

44

Easy Access

Business savings · Issue 2 · £1,000–£250,000 · View at bank ↗

3.55 % AERrecorded 2026-11-01

45

95 Days' Notice Business Account (Issue 1)

Business savings · 95 days' notice · View at bank ↗

3.52 % AERrecorded 2026-11-01

46

120 Day Notice Business Deposit Account

Business savings · 120 days' notice · View at bank ↗

3.40 % AERrecorded 2026-11-01

47

Farm Easy Access Tracker Ltd Edition 2

Business savings · £20,000–£1m · View at bank ↗

3.38 % AERrecorded 2026-11-01

48

Business Easy Tracker Ltd Edition 2

Business savings · £20,000–£1m · View at bank ↗

3.37 % AERrecorded 2026-11-01

49

Client Account Issue 3

Business savings · up to £5m · View at bank ↗

3.20 % AERrecorded 2026-11-01

50

Easy Access

Business savings · Issue 1 · £1,000–£250,000 · View at bank ↗

3.15 % AERrecorded 2026-11-01

51

35 Days' Notice Business Account (Issue 1)

Business savings · 35 days' notice · View at bank ↗

3.11 % AERrecorded 2026-11-01

52

Corporate 7 Day Notice Account Cumbria only

Business savings · 7 days' notice · View at bank ↗

3.00 % AERrecorded 2026-11-01

53

Business 7 Day Notice Account Cumbria only

Business savings · 7 days' notice · View at bank ↗

3.00 % AERrecorded 2026-11-01

54

Unity Trust Bank

95-Day Notice Account

Business savings · 95 days' notice · View at bank ↗

2.93 % AERrecorded 2026-11-01

55

Savings Pot

Business savings · standard rate, minimum balance applies · View at bank ↗

2.83 % AERrecorded 2026-11-01

56

Easy Access

Business savings · View at bank ↗

2.80 % AERrecorded 2026-11-01

57

Unity Trust Bank

32-Day Notice Account

Business savings · 32 days' notice · View at bank ↗

2.73 % AERrecorded 2026-11-01

58

Cumberland Business 30 Day Notice

Business savings · 30 days' notice · View at bank ↗

2.60 % AERrecorded 2026-11-01

59

Triodos Bank UK

Business and Charity Deposit Account

Business savings · View at bank ↗

2.45 % AERrecorded 2026-11-01

60

Unity Trust Bank

90-Day Fixed Term Account

Business savings · £10m+ · fixed · View at bank ↗

2.45 % AERrecorded 2026-11-01

61

Cumberland Business eSaver

Business savings · View at bank ↗

2.40 % AERrecorded 2026-11-01

62

Unity Trust Bank

90-Day Fixed Term Account

Business savings · to £10m · fixed · View at bank ↗

2.35 % AERrecorded 2026-11-01

63

Unity Trust Bank

30-Day Fixed Term Account

Business savings · fixed · View at bank ↗

2.25 % AERrecorded 2026-11-01

64

Cumberland Business Instant Access

Business savings · View at bank ↗

2.20 % AERrecorded 2026-11-01

65

Unity Trust Bank

Instant Access Account

Business savings · View at bank ↗

1.96 % AERrecorded 2026-11-01

66

Gross Account Unincorporated Charities

Business savings · View at bank ↗

1.95 % AERrecorded 2026-11-01

67

Deposit Account

Business savings · Over £20,000 · View at bank ↗

1.75 % AERrecorded 2026-11-01

68

State Bank of India (UK)

Business Savings Account

Business savings · Issue 1 · £50,000.00 - £5,000,000 · View at bank ↗

1.55 % AERrecorded 2026-11-01

69

Postal Business Account

Business savings · View at bank ↗

1.45 % AERrecorded 2026-11-01

70

Business Online Account

Business savings · View at bank ↗

1.45 % AERrecorded 2026-11-01

71

Deposit Account

Business savings · £1,000 to £20,000 · View at bank ↗

1.35 % AERrecorded 2026-11-01

72

Client Account Online

Business savings · View at bank ↗

1.35 % AERrecorded 2026-11-01

73

Market Harborough

Business, Charity and Club 60 Day Notice Account

Business savings · Interest paid annually · from £5,000 · 60 days' notice · View at bank ↗

1.30 % AERrecorded 2026-11-01

74

Deposit Account

Business savings · Up to £999.99 · View at bank ↗

1.30 % AERrecorded 2026-11-01

75

State Bank of India (UK)

Business Savings Account

Business savings · Issue 1 · £10,000 - £49,999.99 · View at bank ↗

1.25 % AERrecorded 2026-11-01

76

Market Harborough

Business, Charity and Club Easy Access

Business savings · Interest paid annually · from £100 · View at bank ↗

0.80 % AERrecorded 2026-11-01

77

Business Maturity

Business savings · up to £5m · View at bank ↗

0.20 % AERrecorded 2026-11-01

Quoted on another basis

These rates are quoted as rate, so they are not ranked against AER.

01

Business Instant Access Saver

Business savings · View at bank ↗

3.25 % raterecorded 2026-11-01

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Questions

What is the best business savings rate in the UK right now?

Close Brothers Savings Business Fixed Term Deposit (3 Year) at 5.20% AER, recorded 1 Nov 2026. RateSonar compared 77 offers from 18 institutions on the same basis.

Are these rates current?

Each row shows the date RateSonar last recorded it from the bank's page. Pages are captured twice a day; a row that could not be refreshed keeps its last recorded date and drops out of the ranking after three days.