Tandem Bank rates: up to 5.06% AER
neobank · FRN 204479 · www.tandem.co.uk
Easy access
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Instant Access Saver | no term | 3.40% | AER | 2026-11-01 | since 2026-11-01 |
Fixed rate bonds
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Fixed Term Saver | 1 year · up to £2.5m · fixed | 4.85% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Term Saver | 18 months · up to £2.5m · fixed | 4.90% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Term Saver | 2 years · up to £2.5m · fixed | 5.00% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Term Saver | 3 years · up to £2.5m · fixed | 5.00% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Term Saver | 5 years · up to £2.5m · fixed | 5.06% | AER | 2026-11-01 | since 2026-11-01 |
Cash ISAs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Instant Access Cash ISA | no term | 4.00% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Cash ISA | 1 year · fixed | 4.85% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Cash ISA | 2 years · fixed | 4.85% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Cash ISA | 3 years · fixed | 4.85% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Cash ISA | 5 years · fixed | 4.85% | AER | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.tandem.co.uk/save/fixed-rate-cash-isa | 2026-11-01 12:21 UTC | ok | 7149d510ade8 |
| www.tandem.co.uk/save/fixed-saver | 2026-11-01 12:21 UTC | ok | c163343f8d9b |