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OakNorth Bank rates: up to 5.21% AER

bank · FRN 629564 · www.oaknorth.co.uk

Easy access

ProductTerm / tierRateBasisRecordedHistoryChange
Easy Access Trackerwithout boost · £1–£500,000 · tracker 3%AER2026-11-01 since 2026-11-01
Easy Access Trackerwith boost (first 3 months) · £1–£500,000 · promo 4.35%AER2026-11-01 since 2026-11-01

Fixed rate bonds

ProductTerm / tierRateBasisRecordedHistoryChange
Fixed Term6 months · from £1 · fixed 4.00%AER2026-11-01 since 2026-11-01
Joint Fixed Term6 months · from £1 · fixed 4.00%AER2026-11-01 since 2026-11-01
Fixed Term9 months · from £1 · fixed 4.25%AER2026-11-01 since 2026-11-01
Joint Fixed Term9 months · from £1 · fixed 4.25%AER2026-11-01 since 2026-11-01
Fixed Term12 months · from £1 · fixed 5.12%AER2026-11-01 since 2026-11-01
Fixed Term12 months, interest monthly · from £1 · fixed 5.12%AER2026-11-01 since 2026-11-01
Joint Fixed Term12 months · from £1 · fixed 5.12%AER2026-11-01 since 2026-11-01
Fixed Term15 months · from £1 · fixed 4.50%AER2026-11-01 since 2026-11-01
Joint Fixed Term15 months · from £1 · fixed 4.50%AER2026-11-01 since 2026-11-01
Fixed Term18 months · from £1 · fixed 4.75%AER2026-11-01 since 2026-11-01
Joint Fixed Term18 months · from £1 · fixed 4.75%AER2026-11-01 since 2026-11-01
Fixed Term24 months · from £1 · fixed 5.21%AER2026-11-01 since 2026-11-01
Joint Fixed Term24 months · from £1 · fixed 5.21%AER2026-11-01 since 2026-11-01
Fixed Term30 months · from £1 · fixed 4.52%AER2026-11-01 since 2026-11-01
Joint Fixed Term30 months · from £1 · fixed 4.52%AER2026-11-01 since 2026-11-01
Fixed Term36 months · from £1 · fixed 5.20%AER2026-11-01 since 2026-11-01
Joint Fixed Term36 months · from £1 · fixed 5.20%AER2026-11-01 since 2026-11-01
Fixed Term48 months · from £1 · fixed 4.25%AER2026-11-01 since 2026-11-01
Joint Fixed Term48 months · from £1 · fixed 4.25%AER2026-11-01 since 2026-11-01
Fixed Term60 months · from £1 · fixed 4.25%AER2026-11-01 since 2026-11-01
Joint Fixed Term60 months · from £1 · fixed 4.25%AER2026-11-01 since 2026-11-01

Notice accounts

ProductTerm / tierRateBasisRecordedHistoryChange
Notice Accounts35 days · from £1 · 35 days' notice 2.35%AER2026-11-01 since 2026-11-01
Notice Accounts90 days · from £1 · 90 days' notice 3.15%AER2026-11-01 since 2026-11-01
Notice Accounts120 days · from £1 · 120 days' notice 2.25%AER2026-11-01 since 2026-11-01
Notice Tracker95 days · from £1 · 95 days' notice · tracker 4.12%AER2026-11-01 since 2026-11-01

Cash ISAs

ProductTerm / tierRateBasisRecordedHistoryChange
Easy Access Cash ISANext-day access · from £1 2.75%AER2026-11-01 since 2026-11-01
Junior Cash ISAIssue 2 · from £1 3.73%AER2026-11-01 since 2026-11-01
Fixed Rate Cash ISA12 months · from £1 · fixed 4.76%AER2026-11-01 since 2026-11-01
Fixed Rate Cash ISA24 months · from £1 · fixed 4.80%AER2026-11-01 since 2026-11-01
Fixed Rate Cash ISA36 months · from £1 · fixed 4.83%AER2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
oaknorth.co.uk/personal-savings/2026-11-01 12:12 UTC okb06a7b4c0bac