Cynergy Bank rates: up to 5.06% AER
bank · FRN 575105 · www.cynergybank.co.uk
Easy access
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Online Easy Access Account | issue 103 · bonus | 4.15% | AER | 2026-11-01 | since 2026-11-01 |
Fixed rate bonds
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Fixed Rate Bond closed to new customers | 6 months, loyalty rate (existing customers) · fixed | 4.58% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Bond | 6 months · fixed | 4.57% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Bond closed to new customers | 12 months, loyalty rate (existing customers) · fixed | 5.06% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Bond | 12 months · fixed | 5.05% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Bond closed to new customers | 15 months, loyalty rate (existing customers) · fixed | 4.65% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Bond | 15 months · fixed | 4.40% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Bond closed to new customers | 18 months, loyalty rate (existing customers) · fixed | 4.65% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Bond | 18 months · fixed | 4.40% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Bond closed to new customers | 24 months, loyalty rate (existing customers) · fixed | 5.00% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Bond | 24 months · fixed | 4.20% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Bond closed to new customers | 36 months, loyalty rate (existing customers) · fixed | 5.05% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Bond | 36 months · fixed | 4.20% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Bond closed to new customers | 48 months, loyalty rate (existing customers) · fixed | 4.26% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Bond | 48 months · fixed | 4.25% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Bond closed to new customers | 60 months, loyalty rate (existing customers) · fixed | 4.35% | AER | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Bond | 60 months · fixed | 4.30% | AER | 2026-11-01 | since 2026-11-01 |
Notice accounts
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Notice Saver | 35 days notice, issue 21 · up to £1m · 35 days' notice | 4.12% | AER | 2026-11-01 | since 2026-11-01 | |
| Notice Saver | 95 days notice, issue 21 · up to £1m · 95 days' notice | 4.15% | AER | 2026-11-01 | since 2026-11-01 | |
| Notice Saver | 120 days notice, issue 21 · up to £1m · 120 days' notice | 4.18% | AER | 2026-11-01 | since 2026-11-01 |
Cash ISAs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Online ISA | issue 67 | 4.15% | AER | 2026-11-01 | since 2026-11-01 | |
| Cash ISA closed to new customers | 12 months, loyalty rate (existing customers) · fixed | 4.75% | AER | 2026-11-01 | since 2026-11-01 | |
| Cash ISA | 12 months · fixed | 4.05% | AER | 2026-11-01 | since 2026-11-01 | |
| Cash ISA closed to new customers | 24 months, loyalty rate (existing customers) · fixed | 4.85% | AER | 2026-11-01 | since 2026-11-01 | |
| Cash ISA | 24 months · fixed | 4.10% | AER | 2026-11-01 | since 2026-11-01 | |
| Cash ISA closed to new customers | 36 months, loyalty rate (existing customers) · fixed | 4.85% | AER | 2026-11-01 | since 2026-11-01 | |
| Cash ISA | 36 months · fixed | 4.10% | AER | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.cynergybank.co.uk/personal/compare-accounts | 2026-11-01 12:12 UTC | ok | 1cfd3f25951d |