Danske Bank UK rates: up to 29.90% EAR
bank · FRN 122261 · danskebank.co.uk
Easy access
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Danske Choice Plus Savings Account (exclusive for Danske Choice Plus current account holders) | 2.15% | AER | 2026-11-01 | since 2026-11-01 | ||
| Danske Discovery Savings | 3.65% | AER | 2026-11-01 | since 2026-11-01 | ||
| Danske Instant Access | 1.05% | AER | 2026-11-01 | since 2026-11-01 | ||
| Danske Prestige Savings Account (exclusive for Danske Prestige current account holders) | 2.15% | AER | 2026-11-01 | since 2026-11-01 | ||
| Danske eSaver | 2.05% | AER | 2026-11-01 | since 2026-11-01 | ||
| Junior Savings | 3.65% | AER | 2026-11-01 | since 2026-11-01 |
Fixed rate bonds
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Danske Fixed Term Deposit | 1 month · £5,000 – £249,999 · fixed | 1.21% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 1 month · £250,000 and over · fixed | 1.21% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 2 months · £5,000 – £249,999 · fixed | 1.21% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 2 months · £250,000 and over · fixed | 1.21% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 3 months · £5,000 – £249,999 · fixed | 2.63% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 3 months · £250,000 and over · fixed | 2.63% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 4 months · £5,000 – £249,999 · fixed | 2.62% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 4 months · £250,000 and over · fixed | 2.62% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 6 months · £5,000 – £249,999 · fixed | 3.28% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 6 months · £250,000 and over · fixed | 3.28% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 9 months · £5,000 – £249,999 · fixed | 3.52% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 9 months · £250,000 and over · fixed | 3.52% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 1 year · £5,000 – £249,999 · fixed | 3.85% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 1 year · £250,000 and over · fixed | 4.00% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 2 years · £5,000 – £249,999 · fixed | 4.06% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 2 years · £250,000 and over · fixed | 4.06% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 3 years · £5,000 – £249,999 · fixed | 4.31% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 3 years · £250,000 and over · fixed | 4.31% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 4 years · £5,000 – £249,999 · fixed | 4.09% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 4 years · £250,000 and over · fixed | 4.09% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 5 years · £5,000 – £249,999 · fixed | 4.05% | AER | 2026-11-01 | since 2026-11-01 | |
| Danske Fixed Term Deposit | 5 years · £250,000 and over · fixed | 4.05% | AER | 2026-11-01 | since 2026-11-01 |
Notice accounts
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Danske Notice Account | 95 days' notice | 3.00% | AER | 2026-11-01 | since 2026-11-01 |
Cash ISAs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Danske Cash ISA | 2.15% | AER | 2026-11-01 | since 2026-11-01 | ||
| Danske Junior Cash ISA | 3.75% | AER | 2026-11-01 | since 2026-11-01 |
Overdrafts
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Danske Choice | 54G · arranged | 29.90% | EAR | 2026-11-01 | since 2026-11-01 | |
| Danske Choice not on page at last check | arranged | 29.90% | EAR | 2026-11-01 | since 2026-11-01 | |
| Danske Freedom | 54H · interest-free up to £3000 | 0% | EAR | 2026-11-01 | since 2026-11-01 | |
| Danske Freedom not on page at last check | interest-free up to £3000 | 0% | EAR | 2026-11-01 | since 2026-11-01 | |
| Danske Reward | 58S · arranged | 29.90% | EAR | 2026-11-01 | since 2026-11-01 | |
| Danske Reward not on page at last check | arranged | 29.90% | EAR | 2026-11-01 | since 2026-11-01 |
Business loans
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Variable Rate Business Loan | £0–£5000 · 12 months | 16.70% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £5001–£10000 · 12 months | 14.00% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £10001–£15000 · 12 months | 13.10% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £15001–£20000 · 12 months | 12.60% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £20001–£25000 · 12 months | 12.30% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £0–£5000 · 24 months | 14.10% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £5001–£10000 · 24 months | 12.70% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £10001–£15000 · 24 months | 12.20% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £15001–£20000 · 24 months | 12.00% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £20001–£25000 · 24 months | 11.90% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £0–£5000 · 36 months | 13.20% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £5001–£10000 · 36 months | 12.30% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £10001–£15000 · 36 months | 11.90% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £15001–£20000 · 36 months | 11.80% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £20001–£25000 · 36 months | 11.70% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £0–£5000 · 48 months | 12.80% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £5001–£10000 · 48 months | 12.00% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £10001–£15000 · 48 months | 11.80% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £15001–£20000 · 48 months | 11.70% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £20001–£25000 · 48 months | 11.60% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £0–£5000 · 60 months | 12.50% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £5001–£10000 · 60 months | 11.90% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £10001–£15000 · 60 months | 11.70% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £15001–£20000 · 60 months | 11.60% | APR | 2026-11-01 | since 2026-11-01 | |
| Variable Rate Business Loan | £20001–£25000 · 60 months | 11.50% | APR | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| obp-data.danskebank.com/open-banking/v2.2/personal-current-accounts | 2026-11-01 11:22 UTC | ok | 96b4d0392908 |
| obp-data.danskebank.com/open-banking/v2.2/unsecured-sme-loans | 2026-11-01 11:22 UTC | ok | 48ac795588ba |
| danskebank.co.uk/personal/products/savings/savings-interest-rates | 2026-11-01 11:41 UTC | ok | 59ca29fba17c |