AIB (NI) / First Trust Bank rates: up to 13.6% APR
bank · FRN 122088 · www.firsttrustbank.co.uk
Current accounts
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| JUNIOR SAVER ACCOUNT | 1.00% | AER | 2026-11-01 | since 2026-11-01 | ||
| Student 12-18 | 1.00% | AER | 2026-11-01 | since 2026-11-01 |
Business loans
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Business Loan | £5000 · 12 months | 13.6% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £10000 · 12 months | 13.3% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £15000 · 12 months | 13.3% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £20000 · 12 months | 13.3% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £25000 · 12 months | 13.3% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £5000 · 24 months | 12.4% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £10000 · 24 months | 12.3% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £15000 · 24 months | 12.3% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £20000 · 24 months | 12.3% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £25000 · 24 months | 12.3% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £5000 · 36 months | 12% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £10000 · 36 months | 12% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £15000 · 36 months | 11.9% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £20000 · 36 months | 12% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £25000 · 36 months | 12% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £5000 · 48 months | 11.8% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £10000 · 48 months | 11.8% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £15000 · 48 months | 11.8% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £20000 · 48 months | 11.8% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £25000 · 48 months | 11.8% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £5000 · 60 months | 11.7% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £10000 · 60 months | 11.7% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £15000 · 60 months | 11.7% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £20000 · 60 months | 11.7% | APR | 2026-11-01 | since 2026-11-01 | |
| Business Loan | £25000 · 60 months | 11.7% | APR | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| openapi.firsttrustbank.co.uk/open-banking/v2.2/personal-current-accoun | 2026-11-01 11:22 UTC | ok | 80977ca0a67b |
| openapi.firsttrustbank.co.uk/open-banking/v2.2/unsecured-sme-loans | 2026-11-01 11:22 UTC | ok | fc3a108805fc |