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The Co-operative Bank rates: up to 7.00% AER

bank · FRN 121885 · www.co-operativebank.co.uk

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ProductTerm / tierRateBasisRecordedHistoryChange
Base Rate Tracker Savings Accounteligible current account · interest annually · from £1 · tracker 1.25%AER2026-11-01 since 2026-11-01
Base Rate Tracker Savings Accountno eligible current account · interest annually · from £1 · tracker 1.00%AER2026-11-01 since 2026-11-01
Base Rate Tracker Savings Accounteligible current account · interest annually · from £10,000 · tracker 1.50%AER2026-11-01 since 2026-11-01
Base Rate Tracker Savings Accountno eligible current account · interest annually · from £10,000 · tracker 1.25%AER2026-11-01 since 2026-11-01
Base Rate Tracker Savings Accounteligible current account · interest annually · from £25,000 · tracker 1.75%AER2026-11-01 since 2026-11-01
Base Rate Tracker Savings Accountno eligible current account · interest annually · from £25,000 · tracker 1.50%AER2026-11-01 since 2026-11-01
Base Rate Tracker Savings Accounteligible current account · interest annually · from £50,000 · tracker 2.25%AER2026-11-01 since 2026-11-01
Base Rate Tracker Savings Accountno eligible current account · interest annually · from £50,000 · tracker 2.00%AER2026-11-01 since 2026-11-01
Base Rate Tracker Savings Accounteligible current account · interest annually · from £75,000 · tracker 2.75%AER2026-11-01 since 2026-11-01
Base Rate Tracker Savings Accountno eligible current account · interest annually · from £75,000 · tracker 2.50%AER2026-11-01 since 2026-11-01
Base Rate Tracker Savings Accounteligible current account · interest annually · from £100,000 · tracker 3.50%AER2026-11-01 since 2026-11-01
Base Rate Tracker Savings Accountno eligible current account · interest annually · from £100,000 · tracker 3.25%AER2026-11-01 since 2026-11-01
Future Fund Accountinterest annually · from £1 1.40%AER2026-11-01 since 2026-11-01
Future Fund Accountinterest annually · from £1,000 1.40%AER2026-11-01 since 2026-11-01
Future Fund Accountinterest annually · from £5,000 1.40%AER2026-11-01 since 2026-11-01
Online Saver closed to new customersinterest annually · from £1 2.00%AER2026-11-01 since 2026-11-01
Regular Saverinterest annually · from £1 7.00%AER2026-11-01 since 2026-11-01
Select Access Saver 5If you make 2 withdrawals or less per calendar year · interest annually · from £1 3.28%AER2026-11-01 since 2026-11-01
Select Access Saver 5If you make 3 withdrawals or more per calendar year · interest annually · from £1 1.00%AER2026-11-01 since 2026-11-01
Smart Saverinterest annually · from £1 1.40%AER2026-11-01 since 2026-11-01

Fixed rate bonds

ProductTerm / tierRateBasisRecordedHistoryChange
1yr Fixed Term Depositinterest annually · 1 year · fixed 4.25%AER2026-11-01 since 2026-11-01
1yr Fixed Term Depositinterest monthly · fixed 4.30%AER2026-11-01 since 2026-11-01
2yr Fixed Term Depositinterest annually · 2 years · fixed 4.25%AER2026-11-01 since 2026-11-01
2yr Fixed Term Depositinterest monthly · fixed 4.30%AER2026-11-01 since 2026-11-01
3yr Fixed Term Depositinterest annually · 3 years · fixed 4.25%AER2026-11-01 since 2026-11-01
3yr Fixed Term Depositinterest monthly · fixed 4.30%AER2026-11-01 since 2026-11-01

Cash ISAs

ProductTerm / tierRateBasisRecordedHistoryChange
Cash ISAinterest annually · from £1 1.40%AER2026-11-01 since 2026-11-01
Online Cash ISA closed to new customersinterest annually · from £1 2.00%AER2026-11-01 since 2026-11-01
1yr Fixed Rate Cash ISAinterest annually · 1 year · fixed 4.25%AER2026-11-01 since 2026-11-01
2yr Fixed Rate Cash ISAinterest annually · 2 years · fixed 4.25%AER2026-11-01 since 2026-11-01

Sources and evidence

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www.co-operativebank.co.uk/products/savings/interest-rates/2026-11-01 11:41 UTC ok2177418120ad