M&S Bank vs Barclays
best recorded rate per product · 1 Nov 2026
| Product | M&S Bank | Barclays |
|---|---|---|
| Easy access | 1.05% AER Everyday Savings Account · 2026-11-01 | 3.96% AER Rainy Day Saver · on the first £5,000 · 2026-11-01 |
| Fixed rate bonds | 5.20% AER Fixed Rate Savings Issue 45 · 1 year fixed rate · fixed · 2026-11-01 | 4.80% AER Premier Triple Access 2-Year Flexible Bond · on £1 to £1 million · 2 years · fixed · 2026-11-01 |
| Cash ISAs | 5.20% AER Fixed Rate Savings Issue 45 (Cash ISA) · 1 year fixed rate · fixed · 2026-11-01 | 4.81% AER Premier Triple Access 2-Year Flexible Cash ISA · on your whole balance · 2 years · fixed · 2026-11-01 |
| Overdrafts | not recorded | 35.0% EAR Barclays Bank Account · R1 · arranged · 2026-11-01 |
| Business loans | not recorded | 8.5% APR BarclayLoan · £15001–£20000 · 12 months · fixed · 2026-11-01 |
Rates compare only on the same basis. Conditions, minimums and eligibility differ; follow each row to the bank page for detail.