Metro Bank vs Royal Bank of Scotland
best recorded rate per product · 1 Nov 2026
| Product | Metro Bank | Royal Bank of Scotland |
|---|---|---|
| Easy access | 5.22% AER Instant Access Savings · Limited Edition, accounts opened 10th November 2023 - 15th January 2024 · 2026-11-01 | 3.75% AER Limited Edition Saver Issue 3 · £100,000 - £3,000,000 · bonus · 2026-11-01 |
| Fixed rate bonds | 5.91% AER 1 Year Fixed Term · accounts opened 10th November 2023 - 22 November 2023 · 1 year · fixed · 2026-11-01 | 4.85% AER Fixed Term Savings Account · Issue 285 · 22 September 2026 to 22 September 2028 · £100,000+ · 2 years · fixed · 2026-11-01 |
| Cash ISAs | 5.71% AER 1 Year Fixed Rate Cash ISA · accounts opened 10th November 2023 - 6th December 2023 · 1 year · fixed · 2026-11-01 | 4.75% AER Fixed Rate ISA · Issue 406 · 27 October 2026 to 27 October 2027 · £1,000+ · 1 year · fixed · 2026-11-01 |
| Current accounts | not recorded | 1.60% AER Revolve Account · fixed · 2026-11-01 |
| Mortgages | 5.99% rate Residential mortgage 2 Year Fixed Rate · purchase and re-mortgage; 80% LTV; capital and interest; R09202 · 2 years · fixed · 2026-11-01 | 4.08% rate Residential mortgage deal · 60% LTV, 2 year tracker, product fee £995 · tracker · 2026-11-01 |
| Business loans | not recorded | 12.18% APR Small Business Loan · £20000 · 12 months · fixed · 2026-11-01 |
Rates compare only on the same basis. Conditions, minimums and eligibility differ; follow each row to the bank page for detail.