Metro Bank vs HSBC UK
best recorded rate per product · 1 Nov 2026
| Product | Metro Bank | HSBC UK |
|---|---|---|
| Easy access | 5.22% AER Instant Access Savings · Limited Edition, accounts opened 10th November 2023 - 15th January 2024 · 2026-11-01 | 3.75% AER HSBC Premier MySavings · Balances up to £3,000 · 2026-11-01 |
| Fixed rate bonds | 5.91% AER 1 Year Fixed Term · accounts opened 10th November 2023 - 22 November 2023 · 1 year · fixed · 2026-11-01 | 5.00% AER Fixed Rate Saver · £2,000+ · 2 years · fixed · 2026-11-01 |
| Cash ISAs | 5.71% AER 1 Year Fixed Rate Cash ISA · accounts opened 10th November 2023 - 6th December 2023 · 1 year · fixed · 2026-11-01 | 4.30% AER Fixed Rate Cash ISA · £500+ · fixed · 2026-11-01 |
| Mortgages | 5.99% rate Residential mortgage 2 Year Fixed Rate · purchase and re-mortgage; 80% LTV; capital and interest; R09202 · 2 years · fixed · 2026-11-01 | 4.15% rate 2 Year Term Tracker Standard · 60% LTV, 2 year tracker · tracker · 2026-11-01 |
| Overdrafts | not recorded | 39.9% EAR Bank Account · arranged; first £25 interest-free · 2026-11-01 |
| Business loans | not recorded | 8.6% APR Small Business Loan · £10001–£25000 · 12 months · fixed · 2026-11-01 |
Rates compare only on the same basis. Conditions, minimums and eligibility differ; follow each row to the bank page for detail.