HSBC UK vs Danske Bank UK
best recorded rate per product · 1 Nov 2026
| Product | HSBC UK | Danske Bank UK |
|---|---|---|
| Easy access | 3.75% AER HSBC Premier MySavings · Balances up to £3,000 · 2026-11-01 | 3.65% AER Danske Discovery Savings · 2026-11-01 |
| Fixed rate bonds | 5.00% AER Fixed Rate Saver · £2,000+ · 2 years · fixed · 2026-11-01 | 4.31% AER Danske Fixed Term Deposit · 3 years · £5,000 – £249,999 · fixed · 2026-11-01 |
| Notice accounts | not recorded | 3.00% AER Danske Notice Account · 95 days' notice · 2026-11-01 |
| Cash ISAs | 4.30% AER Fixed Rate Cash ISA · £500+ · fixed · 2026-11-01 | 2.15% AER Danske Cash ISA · 2026-11-01 |
| Mortgages | 4.15% rate 2 Year Term Tracker Standard · 60% LTV, 2 year tracker · tracker · 2026-11-01 | not recorded |
| Overdrafts | 39.9% EAR Bank Account · arranged; first £25 interest-free · 2026-11-01 | 29.90% EAR Danske Choice · 54G · arranged · 2026-11-01 |
| Business loans | 8.6% APR Small Business Loan · £10001–£25000 · 12 months · fixed · 2026-11-01 | 11.50% APR Variable Rate Business Loan · £20001–£25000 · 60 months · 2026-11-01 |
Rates compare only on the same basis. Conditions, minimums and eligibility differ; follow each row to the bank page for detail.