TSB vs Ulster Bank (Northern Ireland)
best recorded rate per product · 2 Nov 2026
| Product | TSB | Ulster Bank (Northern Ireland) |
|---|---|---|
| Easy access | 3.07% AER Spend & Save Plus Savings Pots · £1+ · with 12 month bonus · before 29 April 2025 · includes a 12-month bonus · rates dated 1 Jun 2026 · bonus · checked 2 Nov 2026 | 4.30% AER Limited Edition Saver Issue 3 · £5,000 - £3,000,000 · bonus · includes a 12-month bonus · bonus · checked 2 Nov 2026 |
| Fixed rate bonds | 4.80% AER Fixed Rate Bonds · 4.80% Gross/ AER (fixed) · fixed · checked 2 Nov 2026 | not recorded |
| Cash ISAs | 4.80% AER Fixed Rate Cash ISA · 4.80% tax-free/ AER (fixed) · fixed · checked 2 Nov 2026 | 2.45% AER Cash ISA · £25,000+ · checked 2 Nov 2026 |
| Current accounts | not recorded | 1.60% AER Adapt Account · fixed · checked 2 Nov 2026 |
| Overdrafts | not recorded | not recorded |
| Personal loans | 6.4% APR Personal loan · £7,500 to £25,000, 1 to 5 years · fixed · checked 2 Nov 2026 | not recorded |
| Business loans | not recorded | 11.69% APR Ulster Variable Rate Business Term Loan · £10000 · 60 months · checked 2 Nov 2026 |
| Credit cards | 12.9% APR Advance Credit Card · representative APR · checked 2 Nov 2026 | not recorded |
Rates compare only on the same basis. Conditions, minimums and eligibility differ; follow each row to the bank page for detail.