Royal Bank of Scotland vs M&S Bank
best recorded rate per product · 1 Nov 2026
| Product | Royal Bank of Scotland | M&S Bank |
|---|---|---|
| Easy access | 3.75% AER Limited Edition Saver Issue 3 · £100,000 - £3,000,000 · bonus · 2026-11-01 | 1.05% AER Everyday Savings Account · 2026-11-01 |
| Fixed rate bonds | 4.85% AER Fixed Term Savings Account · Issue 285 · 22 September 2026 to 22 September 2028 · £100,000+ · 2 years · fixed · 2026-11-01 | 5.20% AER Fixed Rate Savings Issue 45 · 1 year fixed rate · fixed · 2026-11-01 |
| Cash ISAs | 4.75% AER Fixed Rate ISA · Issue 406 · 27 October 2026 to 27 October 2027 · £1,000+ · 1 year · fixed · 2026-11-01 | 5.20% AER Fixed Rate Savings Issue 45 (Cash ISA) · 1 year fixed rate · fixed · 2026-11-01 |
| Current accounts | 1.60% AER Revolve Account · fixed · 2026-11-01 | not recorded |
| Mortgages | 4.08% rate Residential mortgage deal · 60% LTV, 2 year tracker, product fee £995 · tracker · 2026-11-01 | not recorded |
| Business loans | 12.18% APR Small Business Loan · £20000 · 12 months · fixed · 2026-11-01 | not recorded |
Rates compare only on the same basis. Conditions, minimums and eligibility differ; follow each row to the bank page for detail.