NatWest vs HSBC UK
best recorded rate per product · 1 Nov 2026
| Product | NatWest | HSBC UK |
|---|---|---|
| Easy access | 3.75% AER Limited Edition Saver Issue 3 · £100,000 - £3,000,000 · bonus · 2026-11-01 | 3.75% AER HSBC Premier MySavings · Balances up to £3,000 · 2026-11-01 |
| Fixed rate bonds | 4.85% AER Fixed Term Savings Account - 2 Years · issue 285, £100,000+ · 2 years · fixed · 2026-11-01 | 5.00% AER Fixed Rate Saver · £2,000+ · 2 years · fixed · 2026-11-01 |
| Cash ISAs | 4.75% AER 1 Year Fixed Rate ISAs · issue 406, £1,000+ · 1 year · fixed · 2026-11-01 | 4.30% AER Fixed Rate Cash ISA · £500+ · fixed · 2026-11-01 |
| Current accounts | 1.60% AER Adapt Account · fixed · 2026-11-01 | not recorded |
| Mortgages | 4.08% rate 2 Year Tracker Rate · 60% LTV, product fee £995, TO364657 · 2 years · tracker · 2026-11-01 | 4.15% rate 2 Year Term Tracker Standard · 60% LTV, 2 year tracker · tracker · 2026-11-01 |
| Overdrafts | not recorded | 39.9% EAR Bank Account · arranged; first £25 interest-free · 2026-11-01 |
| Business loans | 12.18% APR Small Business Loan · £20000 · 12 months · fixed · 2026-11-01 | 8.6% APR Small Business Loan · £10001–£25000 · 12 months · fixed · 2026-11-01 |
Rates compare only on the same basis. Conditions, minimums and eligibility differ; follow each row to the bank page for detail.