M&S Bank vs Ulster Bank (Northern Ireland)
best recorded rate per product · 1 Nov 2026
| Product | M&S Bank | Ulster Bank (Northern Ireland) |
|---|---|---|
| Easy access | 1.05% AER Everyday Savings Account · 2026-11-01 | 4.30% AER Limited Edition Saver Issue 3 · £5,000 - £3,000,000 · bonus · bonus · 2026-11-01 |
| Fixed rate bonds | 5.20% AER Fixed Rate Savings Issue 45 · 1 year fixed rate · fixed · 2026-11-01 | not recorded |
| Cash ISAs | 5.20% AER Fixed Rate Savings Issue 45 (Cash ISA) · 1 year fixed rate · fixed · 2026-11-01 | 2.45% AER Cash ISA · £25,000+ · 2026-11-01 |
| Current accounts | not recorded | 1.60% AER Adapt Account · fixed · 2026-11-01 |
| Overdrafts | not recorded | not recorded |
| Business loans | not recorded | 11.69% APR Ulster Variable Rate Business Term Loan · £10000 · 60 months · 2026-11-01 |
Rates compare only on the same basis. Conditions, minimums and eligibility differ; follow each row to the bank page for detail.