HSBC UK vs Ulster Bank (Northern Ireland)
best recorded rate per product · 1 Nov 2026
| Product | HSBC UK | Ulster Bank (Northern Ireland) |
|---|---|---|
| Easy access | 3.75% AER HSBC Premier MySavings · Balances up to £3,000 · 2026-11-01 | 4.30% AER Limited Edition Saver Issue 3 · £5,000 - £3,000,000 · bonus · bonus · 2026-11-01 |
| Fixed rate bonds | 5.00% AER Fixed Rate Saver · £2,000+ · 2 years · fixed · 2026-11-01 | not recorded |
| Cash ISAs | 4.30% AER Fixed Rate Cash ISA · £500+ · fixed · 2026-11-01 | 2.45% AER Cash ISA · £25,000+ · 2026-11-01 |
| Current accounts | not recorded | 1.60% AER Adapt Account · fixed · 2026-11-01 |
| Mortgages | 4.15% rate 2 Year Term Tracker Standard · 60% LTV, 2 year tracker · tracker · 2026-11-01 | not recorded |
| Overdrafts | 39.9% EAR Bank Account · arranged; first £25 interest-free · 2026-11-01 | not recorded |
| Business loans | 8.6% APR Small Business Loan · £10001–£25000 · 12 months · fixed · 2026-11-01 | 11.69% APR Ulster Variable Rate Business Term Loan · £10000 · 60 months · 2026-11-01 |
Rates compare only on the same basis. Conditions, minimums and eligibility differ; follow each row to the bank page for detail.