Coutts rates: up to 6.75% rate
bank · FRN 122287 · www.coutts.com
Easy access
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Call Account | Sterling · £1+ | 0.30% | AER | 2026-11-01 | since 2026-11-01 | |
| Money Market Call Account | Euro · €1+ | 0.25% | AER | 2026-11-01 | since 2026-11-01 | |
| Money Market Call Account | US dollar · $1+ | 0.20% | AER | 2026-11-01 | since 2026-11-01 | |
| Private Reserve Account | Sterling · £1 – £99,999 | 0.55% | AER | 2026-11-01 | since 2026-11-01 | |
| Private Reserve Account | Euro · €1 – €2,999,999 | 0.95% | AER | 2026-11-01 | since 2026-11-01 | |
| Private Reserve Account | US dollar · $1 – $2,999,999 | 0.90% | AER | 2026-11-01 | since 2026-11-01 | |
| Private Reserve Account | Sterling · £100,000 - £249,999 | 1.31% | AER | 2026-11-01 | since 2026-11-01 | |
| Private Reserve Account | Sterling · £250,000 - £999,999 | 2.63% | AER | 2026-11-01 | since 2026-11-01 | |
| Private Reserve Account | Sterling · £1 million - £2,999,999 | 2.93% | AER | 2026-11-01 | since 2026-11-01 | |
| Private Reserve Account | Sterling · £3 million + | 3.19% | AER | 2026-11-01 | since 2026-11-01 | |
| Private Reserve Account | Euro · €3,000,000 + | 0.95% | AER | 2026-11-01 | since 2026-11-01 | |
| Private Reserve Account | US dollar · $3 million + | 1.41% | AER | 2026-11-01 | since 2026-11-01 |
Notice accounts
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Private Notice Account | 35 Day Notice · £1 – £2,999,999 · 35 days' notice | 3.25% | AER | 2026-11-01 | since 2026-11-01 | |
| Private Notice Account | 60 Day Notice · £1 – £2,999,999 · 60 days' notice | 3.51% | AER | 2026-11-01 | since 2026-11-01 | |
| Private Notice Account | 95 Day Notice · £1 – £2,999,999 · 95 days' notice | 3.71% | AER | 2026-11-01 | since 2026-11-01 | |
| Private Notice Account | 35 Day Notice · £3 million + · 35 days' notice | 3.51% | AER | 2026-11-01 | since 2026-11-01 | |
| Private Notice Account | 60 Day Notice · £3 million + · 60 days' notice | 3.71% | AER | 2026-11-01 | since 2026-11-01 | |
| Private Notice Account | 95 Day Notice · £3 million + · 95 days' notice | 3.78% | AER | 2026-11-01 | since 2026-11-01 |
Cash ISAs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Cash ISA | Cash ISA · £1 - £249,000 | 3.03% | AER | 2026-11-01 | since 2026-11-01 | |
| Cash ISA | Cash ISA · £250,000 and over | 3.03% | AER | 2026-11-01 | since 2026-11-01 |
Mortgages
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Buy-to-let House Mortgage Rate | standard variable rate | 6.25% | rate | 2026-11-01 | since 2026-11-01 | |
| Buy-to-let Offset House Mortgage Rate | standard variable rate | 6.75% | rate | 2026-11-01 | since 2026-11-01 | |
| Residential House Mortgage Rate | standard variable rate | 6.25% | rate | 2026-11-01 | since 2026-11-01 | |
| Residential Offset House Mortgage Rate | standard variable rate | 6.75% | rate | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.coutts.com/rates-and-prices.html | 2026-11-01 11:41 UTC | ok | debe8ca91d3d |