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   "evidence": {
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   "lastChanged": "2026-11-01",
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   "lastChanged": "2026-11-01",
   "status": "active",
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   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
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   "evidence": {
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   },
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   "lastChanged": "2026-11-01",
   "status": "active",
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   "evidence": {
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  },
  {
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   "institutionId": "uk.danske",
   "institution": "Danske Bank UK",
   "family": "business_loan",
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   "termMonths": 12,
   "minBalance": 0,
   "maxBalance": 5000,
   "currency": "GBP",
   "rate": "16.70",
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   "rateKind": "variable",
   "conditions": {
    "representative": true,
    "source": "open-banking"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://obp-data.danskebank.com/open-banking/v2.2/unsecured-sme-loans",
   "evidence": {
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  },
  {
   "id": "b275ffa1b13e04aa1867",
   "institutionId": "uk.ulster-bank",
   "institution": "Ulster Bank (Northern Ireland)",
   "family": "business_loan",
   "product": "Ulster Variable Rate Business Term Loan",
   "variant": "£5000 · 12 months",
   "termMonths": 12,
   "minBalance": 5000,
   "maxBalance": 5000,
   "currency": "GBP",
   "rate": "17.29",
   "basis": "APR",
   "rateKind": "variable",
   "conditions": {
    "representative": true,
    "source": "open-banking"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://openapi.ulsterbank.co.uk/open-banking/v2.2/unsecured-sme-loans",
   "evidence": {
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    "sha256": "31a8dae883e5278122a68ac0a769aced8946df5c6a68be760cc398131013a3cb"
   }
  }
 ],
 "note": "Recorded from each bank's own public page. Quote `recorded` with every rate. Regular savers (fixed monthly deposits), children's accounts, health savings accounts and 0% lending offers are listed apart from the ranking, as on the site. Not advice."
}